Analyst’s Choice
The scheme seeks to provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.
This fund’s holdings are mostly in Large Cap stocks and in debt instruments, which means it’s following
a conservative investment strategy. Last updated 2 days ago. Learn More
As per SEBI's Riskometer.
"Credit risk funds invest mainly in bonds which are rated AA or below by credit rating agencies. The lower rating indicates a higher possibility of these bonds defaulting on repayment of investors' money. Therefore, these funds are the riskiest among debt fund categories. But they compensate for this additional risk with a higher return potential as these bonds offer better rates of interest than the highest rated bonds.
However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios."
This fund’s holdings are mostly in Large Cap stocks and in debt instruments, which means it’s following a
conservative investment strategy. Last updated 2 days ago.Learn More
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
---|---|---|---|---|---|---|
SBI Credit Risk Fund
|
Moderately High
|
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1.54 |
|||
High
|
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1.63 |
||||
Moderately High
|
Please wait... |
1.58 |
||||
Moderately High
|
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1.60 |
||||
Moderately High
|
Please wait... |
1.57 |
₹2,689 Cr
3.00 (365)
5,000
500
500
12
1 min read
1 min read•By News Desk
SBI Credit Risk Fund is mandated to invest at least 65 per cent of its assets in corporate bonds rated AA and below.
Mutual funds can be bought directly from the website of the fund house. For instance, SBI Credit Risk Fund fund can be purchased from the website of SBI Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of SBI Credit Risk Fund is ₹40.1162 as of 29-Nov-2023.
The AUM of SBI Credit Risk Fund Fund is ₹2,689 Cr as of 31-Oct-2023
The riskometer level of SBI Credit Risk Fund is Moderately High. See More
Company | Percentage of Portfolio |
---|---|
SEIL Energy India Ltd CP 364-D 29/12/2023 |
4.96
|
GOI Sec 7.26 22/08/2032 |
4.60
|
Aadhar Housing Finance Ltd Debenture 8.50 26/05/2026 |
4.51
|
GOI Sec 7.18 14/08/2033 |
3.68
|
Jindal Stainless Ltd Debenture 7.73 24/05/2025 |
3.26
|
As of 31-Oct-2023, SBI Credit Risk Fund had invested 92.53% in Debt, 5.26% in Cash & Cash Eq. and 1.95% in Real Estate See More
SBI Credit Risk Fund is 19 years 4 months old. It has delivered 7.43% returns since inception. See More
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
---|---|---|---|---|---|
8.10%
|
5.75%
|
6.79%
|
6.53%
|
7.75%
|
7.43%
|
No, There is no lock in period in SBI Credit Risk Fund.
The expense ratio of SBI Credit Risk Fund is 1.54.
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