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1 star

Motilal Oswal Liquid Fund - Direct Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.45 0.01 0.06 0.24 0.76 1.54 3.01 -- -- -- --
CCIL T Bill Liquidity Weight 1.64 0.03 0.00 0.11 0.53 1.08 2.06 -- -- -- --
Debt: Liquid 2.66 0.01 0.06 0.26 0.82 1.65 3.26 -- -- -- --
Rank within category 36 39 38 39 37 35 36 -- -- -- --
Number of funds in category 38 39 39 39 39 38 38 35 34 33 1

As on 22-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Motilal Oswal Liquid Fund - Direct Plan  | Invest Online
1 star
Dec-18 3.01 -- -- 0.21% 748
ICICI Prudential Liquid Fund - Direct Plan  | Invest Now
4 star
Jan-13 3.27 5.07 5.83 0.20% 34,592
Aditya Birla Sun Life Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.28 5.11 5.87 0.21% 28,554
Nippon India Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.27 5.10 5.87 0.18% 21,655
LIC MF Liquid Fund - Direct Plan  | Invest Online
5 star
Jan-13 3.31 5.08 5.85 0.11% 9,609

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.15 01-Mar-2019 - 10-Mar-2019 0.02 23-Mar-2020 - 30-Mar-2020
Month 0.54 11-Jan-2019 - 11-Feb-2019 0.20 27-Nov-2020 - 27-Dec-2020
Quarter 1.55 07-Jan-2019 - 08-Apr-2019 0.69 16-Oct-2020 - 15-Jan-2021
Year 5.70 20-Dec-2018 - 22-Dec-2019 2.97 26-May-2020 - 26-May-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
CCIL T Bill Liquidity Weight* 3.34 0.40 -1.54 -3.94 -- --
Debt: Liquid* 4.95 0.49 2.04 7.95 1.04 1.64
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Sep-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 4 7 3 34
Modified Duration (yrs) 0.09 0.16 0.02 0.09
Average Maturity (yrs) 0.10 0.17 0.06 0.09
Yield to Maturity (%) 3.23 3.32 2.90 3.47
Avg Credit Rating GOI/Cash -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 182-D 14/10/2021 Treasury Bills SOV 0.00 - 46.75 46.75
new Reserve Bank of India 91-D 09/12/2021 Treasury Bills SOV 0.00 - 36.54 36.54
equal Reserve Bank of India 91-D 04/11/2021 Treasury Bills SOV 0.00 - 6.67 6.67
equal Axis Bank 22/10/2021 Certificate of Deposit A1+ 0.00 - 3.34 3.34
equal Others CBLO -- - 5.73

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Abhiroop Mukherjee since 11-Dec-2018

Education: Mr. Abhiroop Mukherjee holds B.Com from Calcutta University & PGPBF (Finance) from National Institute of Bank Management.

Experience: Prior to joining Motilal Oswal AMC, he has worked with PNB Gilts Ltd. Mumbai.

Funds Managed:


--

Change from previous, NAV as on 24-Oct-2021

Growth: ₹ 11.2278

IDCW Weekly: ₹ 10.0075

More

IDCW Quarterly: ₹ 10.0277

IDCW Monthly: ₹ 10.0545

IDCW Fortnightly: ₹ 10.0060

IDCW Daily: ₹ 10.0077


Investment Strategy

The Scheme seeks to generate optimal returns with high liquidity to the investors through a portfolio of money market securities.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Motilal Oswal Mutual Fund
Launch Date: 20-Dec-2018
Return Since Launch: 4.15%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 748 Cr (As on 30-Sep-2021)
Expense: 0.21% (As on 30-Sep-2021)
Risk Grade: --
Return Grade: Low

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily22-Oct-20210.0006

 21-Oct-20210.0005
 20-Oct-20210.0009
 19-Oct-20210.0008
 18-Oct-20210.0003
 17-Oct-20210.0024
 14-Oct-20210.0007
 13-Oct-20210.0010
 12-Oct-20210.0009
 11-Oct-20210.0013
 10-Oct-20210.0017
 08-Oct-20210.0010
 07-Oct-20210.0009
 06-Oct-20210.0010
 05-Oct-20210.0008
 04-Oct-20210.0008
 03-Oct-20210.0017
 01-Oct-20210.0008
 30-Sep-20210.0012
 28-Sep-20210.0008
 27-Sep-20210.0008
 26-Sep-20210.0017
 24-Sep-20210.0007
 23-Sep-20210.0010
 22-Sep-20210.0007
IDCW Fortnightly22-Oct-20210.0113

 08-Oct-20210.0115
 24-Sep-20210.0085
 13-Sep-20210.0134
 27-Aug-20210.0128
 13-Aug-20210.0183
 23-Jul-20210.0124
 09-Jul-20210.0121
 25-Jun-20210.0120
 11-Jun-20210.0117
 28-May-20210.0119
 14-May-20210.0170
 23-Apr-20210.0123
 09-Apr-20210.0109
 26-Mar-20210.0118
 12-Mar-20210.0100
 26-Feb-20210.0135
 12-Feb-20210.0180
 22-Jan-20210.0096
 08-Jan-20210.0088
 28-Dec-20200.0132
 11-Dec-20200.0084
 27-Nov-20200.0117
 13-Nov-20200.0177
 23-Oct-20200.0124
IDCW Weekly22-Oct-20210.0029

 18-Oct-20210.0084
 08-Oct-20210.0063
 01-Oct-20210.0052
 24-Sep-20210.0053
 17-Sep-20210.0032
 13-Sep-20210.0079
 03-Sep-20210.0055
 27-Aug-20210.0066
 20-Aug-20210.0062
 13-Aug-20210.0063
 06-Aug-20210.0060
 30-Jul-20210.0059
 23-Jul-20210.0064
 16-Jul-20210.0060
 09-Jul-20210.0060
 02-Jul-20210.0062
 25-Jun-20210.0066
 18-Jun-20210.0054
 11-Jun-20210.0060
 04-Jun-20210.0057
 28-May-20210.0060
 21-May-20210.0058
 14-May-20210.0057
 07-May-20210.0056
IDCW Monthly24-Sep-20210.0219

 27-Aug-20210.0251
 30-Jul-20210.0306
 25-Jun-20210.0236
 28-May-20210.0232
 30-Apr-20210.0285
 26-Mar-20210.0218
 26-Feb-20210.0257
 29-Jan-20210.0241
 28-Dec-20200.0217
 27-Nov-20200.0216
 02-Nov-20200.0332
 25-Sep-20200.0219
 28-Aug-20200.0235
 30-Jul-20200.0281
 25-Jun-20200.0212
 28-May-20200.0278
 24-Apr-20200.0338
 24-Apr-20200.0338
 27-Mar-20200.0232
 28-Feb-20200.0264
 31-Jan-20200.0318
 27-Dec-20190.0251
 29-Nov-20190.0330
 25-Oct-20190.0288
IDCW Quarterly24-Sep-20210.0774

 25-Jun-20210.0754
 26-Mar-20210.0714
 28-Dec-20200.0760
 25-Sep-20200.0741
 26-Jun-20200.0865
 27-Mar-20200.0813
 27-Dec-20190.0868
 27-Sep-20190.0965
 28-Jun-20190.1044
 29-Mar-20190.0717

Contact Information

AMC: Motilal Oswal Asset Management Company Ltd.

Address: Motilal Oswal Towers - 10th Floor, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025

Phone: 022-39804238 / 1800-200-6626

Email: [email protected]

Website: http://www.motilaloswalmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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