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Motilal Oswal Liquid Fund - Direct Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to 3 months. They are suitable to park the amount that you have set aside to meet any emergency needs or any surplus money that you don't need for the next few months to an year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these are suitable only to invest for a short time frame of up to one year. Do not invest in this, or any other Liquid fund, if your aim is to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.11 0.01 0.05 0.24 0.86 1.94 4.53 -- -- -- --
CCIL T Bill Liquidity Weight 2.06 0.00 0.04 0.22 0.84 1.94 3.85 -- -- -- --
Debt: Liquid 2.59 0.01 0.06 0.29 1.03 2.40 5.29 -- -- -- --
Rank within category 37 38 38 37 33 37 37 -- -- -- --
Number of funds in category 39 39 39 39 39 39 39 35 34 33 1

As on 14-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Motilal Oswal Liquid Fund - Direct Plan  | Invest Online
1 star
Dec-18 4.53 -- -- 0.21 616
Aditya Birla Sun Life Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 5.64 6.75 7.08 0.21 36,679
Nippon India Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 5.60 6.74 7.07 0.19 30,604
Axis Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 5.55 6.71 7.04 0.15 27,032
Tata Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 5.61 6.71 7.03 0.21 17,858

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.15 (01-Mar-2019 - 10-Mar-2019) 0.02 (23-Mar-2020 - 30-Mar-2020)
Month 0.54 (11-Jan-2019 - 11-Feb-2019) 0.24 (27-May-2020 - 26-Jun-2020)
Quarter 1.55 (07-Jan-2019 - 08-Apr-2019) 0.87 (09-Apr-2020 - 09-Jul-2020)
Year 5.70 (20-Dec-2018 - 22-Dec-2019) 4.55 (11-Jul-2019 - 10-Jul-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
CCIL T Bill Liquidity Weight* 4.07 0.28 -4.34 -7.86 -- --
Debt: Liquid* 6.33 0.50 3.67 4.95 0.58 1.73
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Jun-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 7 7 1 40
Modified Duration (yrs) 0.15 0.17 0.01 --
Average Maturity (yrs) 0.15 0.17 0.01 --
Yield to Maturity (%) 3.38 6.16 3.38 --

Value Research Fund Style*

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 09/07/2020 Treasury Bills SOV 0.00 - 32.42 32.42
new Reserve Bank of India 91-D 10/09/2020 Treasury Bills SOV 0.00 - 24.19 24.19
equal Reserve Bank of India 364-D 02/07/2020 Treasury Bills SOV 0.00 - 9.33 8.11
new ICICI Bank 17/07/2020 Certificate of Deposit A1+ 0.00 - 4.05 4.05
new Bank of Baroda 20/07/2020 Certificate of Deposit A1+ 0.00 - 4.05 4.05
equal Axis Bank 24/07/2020 Certificate of Deposit A1+ 0.00 - 4.08 4.05
equal National Bank Agr. Rur. Devp 2020 Certificate of Deposit A1+ 0.00 - 4.07 4.04

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

*As on 31-May-2020

Fund Manager

— Abhiroop Mukherjee since 11-Dec-2018

Education: Mr. Abhiroop Mukherjee holds B.Com from Calcutta University & PGPBF (Finance) from National Institute of Bank Management.

Experience: Prior to joining Motilal Oswal AMC, he has worked with PNB Gilts Ltd. Mumbai.

Funds Managed:


0.01%

Change from previous, NAV as on 14-Jul-2020

Growth: ₹ 10.8083

Dividend Weekly: ₹ 10.0089

More

Dividend Quarterly: ₹ 10.0194

Dividend Monthly: ₹ 10.0451

Dividend Fortnightly: ₹ 10.0074

Dividend Daily: ₹ 10.0077


Investment Strategy

The Scheme seeks to generate optimal returns with high liquidity to the investors through a portfolio of money market securities.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Motilal Oswal Mutual Fund
Launch Date: 20-Dec-2018
Return Since Launch: 5.09%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 616 Cr (As on 30-Jun-2020)
Expense: 0.21% (As on 31-May-2020)
Risk Grade: --
Return Grade: Low

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily14-Jul-20200.0006

 13-Jul-20200.0008
 12-Jul-20200.0016
 10-Jul-20200.0019
 09-Jul-20200.0022
 08-Jul-20200.0027
 07-Jul-20200.0025
 06-Jul-20200.0024
 05-Jul-20200.0037
 03-Jul-20200.0026
 02-Jul-20200.0025
 01-Jul-20200.0024
 30-Jun-20200.0011
 29-Jun-20200.0006
 28-Jun-20200.0020
 25-Jun-20200.0008
 24-Jun-20200.0009
 23-Jun-20200.0006
 22-Jun-20200.0007
 21-Jun-20200.0015
 19-Jun-20200.0007
 18-Jun-20200.0009
 17-Jun-20200.0009
 16-Jun-20200.0008
 15-Jun-20200.0009
Dividend Fortnightly10-Jul-20200.0213

 26-Jun-20200.0097
 12-Jun-20200.0172
 22-May-20200.0120
 08-May-20200.0143
 24-Apr-20200.0124
 13-Apr-20200.0160
 27-Mar-20200.0102
 13-Mar-20200.0130
 28-Feb-20200.0131
 14-Feb-20200.0198
 24-Jan-20200.0117
 10-Jan-20200.0133
 27-Dec-20190.0125
 13-Dec-20190.0193
 22-Nov-20190.0132
 08-Nov-20190.0127
 25-Oct-20190.0140
 11-Oct-20190.0146
 27-Sep-20190.0134
 13-Sep-20190.0211
 23-Aug-20190.0138
 09-Aug-20190.0172
 26-Jul-20190.0146
 12-Jul-20190.0149
Dividend Weekly10-Jul-20200.0055

 03-Jul-20200.0266
 26-Jun-20200.0046
 19-Jun-20200.0057
 12-Jun-20200.0065
 05-Jun-20200.0045
 29-May-20200.0042
 22-May-20200.0065
 15-May-20200.0065
 08-May-20200.0033
 04-May-20200.0104
 24-Apr-20200.0072
 17-Apr-20200.0063
 13-Apr-20200.0099
 03-Apr-20200.0054
 27-Mar-20200.0039
 20-Mar-20200.0063
 13-Mar-20200.0065
 06-Mar-20200.0065
 28-Feb-20200.0036
 24-Feb-20200.0094
 14-Feb-20200.0065
 07-Feb-20200.0068
 31-Jan-20200.0065
 24-Jan-20200.0067
Dividend Monthly25-Jun-20200.0212

 28-May-20200.0278
 24-Apr-20200.0338
 24-Apr-20200.0338
 27-Mar-20200.0232
 28-Feb-20200.0264
 31-Jan-20200.0318
 27-Dec-20190.0251
 29-Nov-20190.0330
 25-Oct-20190.0288
 27-Sep-20190.0277
 30-Aug-20190.0391
 26-Jul-20190.0297
 28-Jun-20190.0303
 31-May-20190.0405
 26-Apr-20190.0336
 29-Mar-20190.0577
Dividend Quarterly26-Jun-20200.0865

 27-Mar-20200.0813
 27-Dec-20190.0868
 27-Sep-20190.0965
 28-Jun-20190.1044
 29-Mar-20190.0717

Contact Information

AMC: Motilal Oswal Asset Management Company Ltd.

Address: Motilal Oswal Towers - 10th Floor, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025

Phone: 022-39804238 / 1800-200-6626

Email: [email protected]

Website: http://www.motilaloswalmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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