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Unrated

UTI Equity Savings Fund - Direct Plan


Hybrid: Equity Savings

1 Lakh

Investment Grown to
₹ 1.01 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -1.29 0.19 0.06 2.81 6.99 -2.16 0.70 -- -- -- --
VR MIP TRI 0.08 0.17 0.43 3.10 7.97 -0.46 3.01 -- -- -- --
Hybrid: Equity Savings -1.67 0.10 0.16 3.46 8.46 -2.47 1.34 -- -- -- --
Rank within category 10 6 15 18 19 12 15 -- -- -- --
Number of funds in category 23 23 23 23 23 23 21 14 7 0 0

As on 13-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Equity Savings Fund - Direct Plan  | Invest Online
Unrated
Aug-18 0.70 -- -- 0.81 194
Kotak Equity Savings Fund - Direct Plan  | Invest Online
4 star
Oct-14 5.22 6.27 7.44 1.21 1,395
ICICI Prudential Equity Savings Fund - Direct Plan  | Invest Now
4 star
Dec-14 0.84 5.03 -- 0.70 1,159
Axis Equity Saver Fund - Direct Plan  | Invest Online
4 star
Aug-15 2.65 6.10 -- 1.02 688
HDFC Equity Savings Fund - Direct Plan  | Invest Online
3 star
Jan-13 -2.15 3.23 7.65 1.27 3,141

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.73 (01-Apr-2020 - 09-Apr-2020) -5.77 (11-Mar-2020 - 18-Mar-2020)
Month 6.65 (24-Mar-2020 - 23-Apr-2020) -13.01 (20-Feb-2020 - 23-Mar-2020)
Quarter 11.82 (24-Mar-2020 - 23-Jun-2020) -12.86 (23-Dec-2019 - 23-Mar-2020)
Year 7.03 (29-Jan-2019 - 29-Jan-2020) -9.83 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR MIP TRI* 6.06 6.50 0.12 0.13 -- --
Hybrid: Equity Savings* 4.08 9.00 -0.11 -0.10 1.29 -2.21
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 40
Number of Bonds 11
Average Maturity (yrs) 1.21
Top 10 Holdings (%) 50.88
Portfolio P/B Ratio 1.65
Portfolio P/E Ratio 15.42

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Punjab National Bank 366-D Short Term Deposit -- 0.00 - 7.95 7.73
equal Punjab National Bank 368-D Short Term Deposit -- 0.00 - 5.30 5.15
down 7.47% Power Finance Corp. 16/09/2021 Bonds AAA 1.94 - 3.48 3.19
equal 9.17% NTPC 22/09/2024 Debenture AAA 0.00 - 2.93 2.93
equal 7.40% REC 26/11/2024 Bonds/NCDs AAA 0.00 - 4.61 2.71
equal JM Fin Asset Reconstruction co 27/09/2021 Zero Coupon Bonds AA- 0.88 - 1.69 1.69
equal 7.40% Power Finance Corp. 30/09/2021 Bonds AAA 0.72 - 1.29 1.27
equal 7.85% Indian Hotels 15/04/2022 Bonds/Debentures AA+ 0.68 - 1.22 1.17
equal 7.65% Jamnagar Utilities and Power 29/08/2022 Non Convertible Debenture AAA 0.59 - 1.06 1.06
equal 8.85% Power Grid Corporation 19/10/2021 Bonds AAA 0.12 - 0.21 0.20
equal 6.70% IRFC 24/11/2021 Bonds/NCDs AAA 0.09 - 0.16 0.16

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Reliance Industries Energy 33.24 9.11 0.00 8.09
down HDFC Financial 14.94 9.45 0.87 7.70
down Infosys Technology 20.45 8.96 1.19 7.18
equal Axis Bank Financial 67.06 3.23 0.00 3.00
down Bharti Airtel Communication -- 3.62 0.00 2.98
down UPL Chemicals 18.92 3.24 0.40 2.93
down Grasim Industries Construction 9.09 2.79 0.00 2.79
equal ICICI Bank Financial 23.93 4.14 0.00 2.24
down HDFC Bank Financial 21.76 7.13 0.00 2.23
down ONGC Energy 9.10 2.10 0.00 2.05
equal ITC FMCG 15.86 4.09 0.00 1.93
equal Larsen & Toubro Construction 13.65 1.97 0.00 1.68
down Aurobindo Pharma Healthcare 16.75 2.25 0.73 1.60
equal NTPC Energy 13.21 1.51 0.00 1.48
equal Hero Motocorp Automobile 14.76 1.61 0.00 1.40
down GAIL Energy 4.84 1.87 0.45 1.39
equal State Bank of India Financial 8.70 2.74 0.00 1.38
down Sun Pharmaceutical Inds. Healthcare 31.84 1.39 0.00 1.37
equal Lupin Healthcare -- 1.36 0.00 1.35
equal Petronet LNG Energy 14.71 1.10 0.00 1.08
equal Power Grid Corporation Energy 9.44 1.05 0.00 1.05
equal Cadila Healthcare Healthcare 31.17 0.99 0.00 0.99
up Tech Mahindra Technology 14.38 1.72 0.00 0.96
equal Cipla Healthcare 33.27 0.87 0.00 0.86
down Godrej Consumer Products FMCG 47.50 0.86 0.00 0.85

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Sunil Patil since 10-Aug-2018

Education: Mr. Sunil Patil is an M.Com, MFM and CA LLB-I.

Experience: He has been associated with UTI Mutual Fund for close to two decades.

Funds Managed:

— V Srivatsa since 10-Aug-2018

Education: Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.

Experience: Prior to joining UTI in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.

Funds Managed:


0.19%

Change from previous, NAV as on 13-Jul-2020

Growth: ₹ 10.4091

Dividend Quarterly: ₹ 10.4089

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Dividend Monthly: ₹ 10.4094

Dividend: ₹ 10.4089


Investment Strategy

The Scheme seeks to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 30-Aug-2018
Return Since Launch: 2.17%
Benchmark: CRISIL Equity Saving
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 194 Cr (As on 30-Jun-2020)
Expense: 0.81% (As on 31-May-2020)
Risk Grade: --
Return Grade: --
Turnover: 509.00%

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Value Investing

Evaluating Covid-affected financials of India Inc

dateFriday, 17-Jul-2020
time12:30 PM - 01:00 PM