VR Logo

2 star

Aditya Birla Sun Life Equity Savings Fund - Regular Plan download report


1 Lakh

Investment Grown to
₹ 1.31 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.08 Lakh

Suitability:

"Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Aditya Birla SL Equity Savings Reg-G -1.54 0.35 1.11 4.35 4.28 0.00 0.88 9.49 6.00 7.22 --
VR MIP TRI 2.59 0.86 1.33 5.45 5.48 2.45 5.64 9.37 8.36 8.40 --
Hybrid: Equity Savings 1.87 0.24 0.92 3.82 3.99 1.94 4.38 9.26 6.86 6.97 --
Rank within category 22 3 8 7 9 22 22 11 13 6 --
Number of funds in category 22 22 22 22 22 22 22 22 14 10 1

As on 17-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Equity Savings Fund - Regular Plan  | Invest Online
2 star
Nov-14 0.88 9.49 6.00 2.38 518
HDFC Equity Savings Fund  | Invest Online
4 star
Sep-04 6.11 10.93 7.85 2.14 2,568
SBI Equity Savings Fund - Regular Plan  | Invest Online
4 star
May-15 3.91 10.68 7.59 1.19 2,402
Kotak Equity Savings Fund - Regular Plan  | Invest Online
5 star
Oct-14 8.02 10.21 8.17 2.13 1,926
Axis Equity Saver Fund - Regular Plan
4 star
Aug-15 3.04 9.69 8.22 2.16 1,211

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.98 19-Sep-2019 - 26-Sep-2019 -8.56 16-Mar-2020 - 23-Mar-2020
Month 6.67 24-Mar-2020 - 23-Apr-2020 -17.23 20-Feb-2020 - 23-Mar-2020
Quarter 11.92 24-Mar-2020 - 23-Jun-2020 -14.20 23-Dec-2019 - 23-Mar-2020
Year 35.03 23-Mar-2020 - 23-Mar-2021 -9.12 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Aditya Birla SL Equity Savings Reg-G 9.10 10.24 0.55 0.57 1.29 -0.75
VR MIP TRI 8.41 7.21 0.68 0.88 -- --
Hybrid: Equity Savings 8.68 9.05 0.59 0.65 1.15 -0.46
Rank within category 11 19 16 14 16 16
Number of funds in category 22 22 22 22 22 22

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 62
Number of Bonds 6
Average Maturity (yrs) 1.10
Top 10 Holdings (%) 44.32
Portfolio P/B Ratio 3.58
Portfolio P/E Ratio 24.73

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Aditya Birla SL Money Manager Direct-G Mutual Fund -- 3.79 - 8.14 7.95
equal Aditya Birla SL Liquid Direct-G Mutual Fund -- 2.82 - 3.10 3.02
equal 8.90% State Bank of India Additional Tier 2 Bond AAA 0.00 - 2.03 1.98
new ICICI Securities 171-D 26/09/2022 Commercial Paper A1+ 0.00 - 1.91 1.91
equal 8.45% Sikka Ports and Terminals 2023 Debenture AAA 0.00 - 1.01 0.98
down Panatone Finvest 364-D 30/08/2022 Commercial Paper A1+ 0.00 - 5.90 0.96
equal 6.25% Embassy Office Parks REIT 18/10/2024 Debenture AAA 0.00 - 0.96 0.94
equal Others CBLO -- - 4.16

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Adani Enterprises Services 368.90 10.66 3.33 7.44
down Reliance Industries Energy 27.12 8.14 0.00 5.90
equal GMR Infrastructure Construction -- 10.19 0.00 5.37
equal ICICI Bank Financial 22.21 3.74 1.37 3.74
equal HDFC Bank Financial 21.15 4.36 2.42 3.09
equal Hindustan Unilever Consumer Staples 68.75 3.02 0.00 3.02
equal Vedanta Metals & Mining 5.19 3.12 0.00 2.45
equal Infosys Technology 29.90 4.10 0.00 2.33
equal Bajaj Finance Financial 52.60 2.31 0.64 2.31
new Kotak Mahindra Bank Financial 29.00 2.27 0.00 2.10
equal Axis Bank Financial 14.56 1.96 1.05 1.93
up Indusind Bank Financial 15.80 1.32 0.00 1.32
up Sun Pharmaceutical Industries Healthcare 56.51 5.62 0.00 1.30
equal State Bank of India Financial 13.45 2.31 0.00 1.22
equal Cholamandalam Investment & Finance Company Financial 26.97 1.61 0.54 1.21
equal HDFC Financial 19.82 9.03 0.00 1.17
new Bank of Baroda Financial 7.44 1.13 0.00 1.13
equal Polycab India Capital Goods 34.82 1.19 0.00 1.12
equal Bharti Airtel Communication 78.28 2.06 0.00 1.03
equal Craftsman Automation Automobile 30.09 1.01 0.00 1.01
equal Larsen & Toubro Construction 28.94 0.92 0.00 0.92
equal Jubilant FoodWorks Services 88.23 1.38 0.82 0.90
equal Ultratech Cement Materials 26.81 0.89 0.00 0.89
equal V-Guard Industries Consumer Discretionary 41.57 1.26 0.00 0.88
equal Crompton Greaves Consumer Electricals Consumer Discretionary 41.56 1.58 0.76 0.86

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Dhaval Shah since 07-May-2021

Education: Mr.Shah has done B.Com. from University of Mumbai & MBA from Somaiya Institute of Management Studies & Research. He also holds CFA designation.

Experience: Prior to joining Aditya Birla Sunlife Mutual Fund he has worked with HDFC Mutual Fund, Reliance Mutual Fund, Morgan Stanley.

Funds Managed:

— Lovelish Solanki since 15-Dec-2014

Education: He has done BMS and MMS in finance.

Experience: Prior to joining Aditya Birla Sun Life AMC Limited, he was Equity /Equity Derivatives - Trader at Union KBC Asset Management Co Limited since February 2011. Before that he worked at Edleweiss Asset Management Co. Ltd since January 2008.

Funds Managed:

— Harshil Suvarnkar since 22-Mar-2021


0.35%

Change from previous, NAV as on 17-Aug-2022

Growth: ₹ 17.2800

IDCW: ₹ 12.8000


Investment Strategy

The scheme seeks to provide capital appreciation and income distribution to the investors by using a blend of equity derivatives strategies, arbitrage opportunities and pure equity investments.

Investment Details

Min. Investment (₹) 1,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 6
Min. Withdrawal (₹) 1
Min. Balance (₹) 500
Lock-in Period Not Applicable
Exit Load 0.25% for redemption within 7 days

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 28-Nov-2014
Return Since Launch: 7.34%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 518 Cr (As on 31-Jul-2022)
Expense Ratio: 2.38% (As on 31-Jul-2022)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: 384.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW27-Jun-20220.1820

 30-Mar-20220.1800
 27-Dec-20210.1820
 27-Sep-20210.1890
 30-Jun-20210.1800
 30-Mar-20210.1800
 24-Dec-20200.1700
 30-Sep-20200.1600
 31-Dec-20190.1594
 25-Jun-20190.1505
 28-Sep-20180.0974
 22-Jun-20180.0974
 16-Mar-20180.1200
 29-Dec-20170.2400
 29-Sep-20170.2400
 30-Jun-20170.2400
 29-Mar-20170.2200
 30-Dec-20160.1900
 30-Sep-20160.2300
 27-Mar-20150.2000

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Investors' Hangout

Most-asked mutual fund queries answered

DateFri, 19-Aug-2022
Time12:30 PM - 12:40 PM

attending You have reserved a spot