PGIM India Equity Savings Fund
Value Research Rating
Our Opinion
Riskometer
Moderate
₹49.8491 -0.06%
As on 18-May-2026
Returns
Risk
This fund has Moderate risk.
As per SEBI's Riskometer.
Portfolio of PGIM India Equity Savings Fund
Asset Allocation
Split between different types of investments
Market Cap Weightage
Split between categories of Equity investments
We have shifted from our proprietary CapRank classification system to SEBI’s market cap classification system with effect from 14 Jan, 2026.
Peer Comparison
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
PGIM India Equity Savings Fund
|
|
|
Moderate
|
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1.32 |
|
 |
|
Low to Moderate
|
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1.57 |
||
 |
|
Moderately High
|
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1.80 |
||
|
|
Moderate
|
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1.94 |
||
|
|
Moderate
|
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2.10 |
Other details of PGIM India Equity Savings Fund
Assets
₹60 Cr
Exit Load (Days)
--
Min. Investment (₹)
5,000
Min. Withdrawal (₹)
1,000
Min. SIP Investment (₹)
1,000
Min. No of Cheques
5
About PGIM India Equity Savings Fund
PGIM India Equity Savings Fund is a hybrid mutual fund scheme of PGIM India Mutual Fund. Launched on January 29, 2004, it is currently managed by Puneet Pal, Vinay Paharia, Anandha Padmanabhan Anjeneyan and Vivek Sharma. The fund has an expense ratio of 1.32% with an overall AUM (Assets Under Management) of ₹60 Cr.
PGIM India Equity Savings Fund invests about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹1,000.
Investment Strategy
The scheme seeks to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities and investments in debt and money market instruments.
Suitability
Equity Savings funds are suitable for investors:
- Looking to invest about one third each in equity, debt and arbitrage
- Aiming for moderately higher returns than fixed deposits, with limited volatility
- Looking to generate regular income
- With 3-5 year investment horizon
Note:
- Invest preferably through SIP
Capital Gains Taxation
- If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1.25 lakh in a financial year are exempt from tax. Gains over Rs 1.25 lakh are taxed at the rate of 12.5%.
- If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 20%.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
Latest news on PGIM India Equity Savings Fund
FAQ for PGIM India Equity Savings Fund
How to Invest in PGIM India Equity Savings Fund?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of PGIM India Equity Savings Fund through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, PGIM India Equity Savings Fund can be bought from the PGIM India Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of PGIM India Equity Savings Fund Today?
The latest declared NAV of PGIM India Equity Savings Fund, is ₹49.8491 as of 19-May-2026.
What are the top holdings of PGIM India Equity Savings Fund?
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 7.10 08/04/2034 |
8.31
|
|
GOI Sec 7.18 14/08/2033 |
5.02
|
|
IndiGrid Infrastructure Trust |
4.93
|
|
Brookfield REIT |
4.80
|
|
Export-Import Bank Of India Bonds 8.87 30/10/2029 |
3.44
|
What is the return of PGIM India Equity Savings Fund in the last 5 years?
Over the past five years, PGIM India Equity Savings Fund has delivered an annualised return of 6.13% as of 19-May-2026.
What is the minimum investment required in PGIM India Equity Savings Fund?
The minimum investment required to start investing in PGIM India Equity Savings Fund is ₹5,000 for the lump sum option and ₹1,000 for the SIP (Systematic Investment Plan) option.
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