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PGIM India Equity Savings Fund

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Hybrid: Equity Savings

1 Lakh

Investment Grown to
₹ 1.09 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.65 Lakh

Analyst's Choice?

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -6.93 0.32 1.58 2.78 -4.54 -6.48 -3.28 3.07 4.96 7.14 7.05
VR MIP TRI -2.55 0.35 1.69 3.51 -1.63 -1.82 0.60 5.80 7.01 7.94 7.78
Hybrid: Equity Savings -4.83 0.56 2.22 4.15 -3.31 -4.37 -2.94 2.20 4.63 -- --
Rank within category 19 18 20 22 16 19 16 5 6 -- --
Number of funds in category 22 22 22 22 22 22 21 13 8 0 0

As on 05-Jun-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.89 (08-May-2014 - 15-May-2014) -7.94 (11-Mar-2020 - 18-Mar-2020)
Month 9.07 (26-Mar-2009 - 27-Apr-2009) -15.51 (20-Feb-2020 - 23-Mar-2020)
Quarter 9.14 (22-Oct-2014 - 22-Jan-2015) -16.35 (23-Dec-2019 - 23-Mar-2020)
Year 22.11 (05-May-2014 - 05-May-2015) -10.27 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 2.91 8.11 -0.31 -0.32 1.21 -2.53
VR MIP TRI 5.43 6.39 0.01 0.01 -- --
Hybrid: Equity Savings 1.92 8.80 -0.37 -0.35 1.28 -3.53
Rank within category 5 6 5 6 7 5
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 27
Number of Bonds 3
Average Maturity (yrs) 0.08
Top 10 Holdings (%) 74.78
Portfolio P/B Ratio 2.49
Portfolio P/E Ratio 22.98

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 4.75% HDFC Bank Fixed Deposits -- 0.00 - 17.93 17.16
equal Edelweiss Rural & Corporate Services 2020 Debenture AA- 0.00 - 2.21 2.14
equal Edelweiss Rural & Corporate Services 15/07/2021 Deep Discount Bonds AA- 0.00 - 1.46 1.06

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Bharti Airtel Communication -- 10.27 0.00 10.27
down DLF Construction 22.74 10.53 0.00 9.51
equal Reliance Industries Energy 27.16 8.87 0.00 8.87
equal HDFC Financial 14.27 9.66 0.00 8.77
equal HDFC Bank Financial 20.83 10.30 3.75 7.86
equal Bajaj Finance Financial 27.35 3.79 0.00 3.79
down Kotak Mahindra Bank Financial 30.85 5.20 1.17 3.55
equal ICICI Bank Financial 24.18 9.73 0.00 2.86
equal HDFC Life Insurance Financial 80.35 2.78 0.00 1.80
equal Alkem Laboratories Healthcare 25.91 1.70 0.00 1.70
equal Alembic Pharmaceuticals Healthcare 19.40 1.22 0.00 1.22
equal Avenue Supermarts Services 124.32 1.17 0.00 1.17
equal Asian Paints Chemicals 57.85 5.69 0.00 1.15
equal Hindustan Unilever FMCG 72.62 1.18 0.00 1.08
equal L&T Infotech Technology 21.27 1.09 0.00 1.04
equal Westlife Development Services 191.60 1.10 0.00 1.02
equal Ultratech Cement Construction 19.22 0.96 0.00 0.92
equal L&T Technology Services Engineering 17.00 0.81 0.00 0.81
equal Kajaria Ceramics Construction 22.65 0.85 0.00 0.70
equal Infosys Technology 18.06 2.39 0.00 0.70
equal Astral Poly Technik Chemicals 55.59 0.49 0.00 0.46
equal Orient Refractories Ltd. Construction 21.31 0.60 0.00 0.44
equal United Breweries FMCG 59.20 0.31 0.00 0.31
equal HDFC Asset Management Company Financial 45.99 0.32 0.00 0.27
equal Bayer CropScience Healthcare 60.73 0.26 0.00 0.26

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2020

Fund Manager

— Alok Agarwal since 22-Aug-2016

Education: Mr. Agarwal is a CA, CFA, MS (Finance) and M.Com.

Experience: Prior to joining DHFL Pramerica Mutual Fund he was associated with Deutsche Asset Management (I) Pvt. Ltd. (Jun 2014-Mar 2016) as Portfolio Manager (Equity), Deutsche Bank AG (Nov 2010-Jun 2014) as Portfolio Manager (Equity), K.R. Choksey Shares & Securities (Mar 2008-Nov 2010) as PMS-Head Portfolio Manager (Equity), E-nxt Finacials Ltd. (Aug 2007-Mar 2008) as Manager (Equity Research) and Pinnacle Academy (Jun 2002-Aug 2007) as Author, Head Faculty.

Funds Managed:

— Kumaresh Ramakrishnan since 05-Apr-2018

Education: Mr. Ramakrishnan is a B.E from Mumbai University and MBA from NMIMS (Mumbai).

Experience: Prior to joining PGIM India Mutual Fund he has worked with DWS AMC, Societe Generale and CARE.

Funds Managed:

0.32%

Change from previous, NAV as on 05-Jun-2020

Growth: ₹ 31.2244

Dividend Yearly: ₹ 13.2904

More

Dividend Quarterly: ₹ 10.6131

Dividend Monthly: ₹ 10.5419

Dividend: ₹ 10.4019

Investment Strategy

The scheme seeks to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities and investments in debt and money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 10
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: PGIM India Mutual Fund
Launch Date: 29-Jan-2004
Return Since Launch: 7.21%
Benchmark: NIFTY 50 Arbitrage (70), NIFTY 50 TRI (30)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 31 Cr (As on 30-Apr-2020)
Expense: 2.07% (As on 30-Apr-2020)
Risk Grade: Average
Return Grade: Above Average
Turnover: 69.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Yearly27-Mar-20200.7260

 25-Mar-20190.8854
 23-Mar-20181.4233
 26-Sep-20140.7013
 28-Mar-20140.3741
 26-Mar-20130.7047
 29-Mar-20120.7047
 08-Apr-20110.5710
 25-Mar-20110.5694
 26-Mar-20100.5694
 26-Mar-20090.6570
 30-Mar-20070.5481
 31-Mar-20060.7367
 31-Mar-20050.5481
Dividend Monthly17-Jan-20200.0549

 17-Dec-20190.0549
 18-Nov-20190.0549
 17-Oct-20190.0629
 17-Sep-20190.0629
 19-Aug-20190.0629
 17-Jun-20190.0629
 17-May-20190.0629
 18-Apr-20190.0629
 19-Mar-20190.0354
 19-Feb-20190.0629
 17-Jan-20190.0629
 17-Dec-20180.0708
 19-Nov-20180.0708
 17-Oct-20180.0708
 17-Sep-20180.0708
 17-Aug-20180.0708
 17-Jul-20180.0708
 18-Jun-20180.0708
 17-May-20180.0708
 17-Apr-20180.0708
 23-Mar-20180.0800
 23-Feb-20180.0800
 25-Jan-20180.0800
 29-Dec-20170.0800
Dividend Quarterly26-Dec-20190.0708

 27-Sep-20190.1771
 28-Jun-20190.1062
 28-Dec-20180.1948
 28-Sep-20180.1948
 02-Jul-20180.1948
 23-Mar-20180.3821
 29-Dec-20170.2200
 28-Sep-20170.2100
 29-Jun-20170.2200
 24-Mar-20170.2200
 29-Dec-20160.2400
 29-Sep-20160.2400
 27-Jun-20160.2000
 28-Mar-20160.2100
 23-Dec-20150.1517
 24-Sep-20150.1517
 26-Jun-20150.1517
 27-Mar-20150.1815
 26-Dec-20140.1633
 26-Sep-20140.2338
 27-Jun-20140.1636
 28-Mar-20140.0779
 27-Dec-20130.0779
 27-Sep-20130.0779

Contact Information

AMC: PGIM India Asset Management Pvt. Ltd.

Address: 2nd Floor - Nirlon House, Dr. Annie Besant Road, Worli, Mumbai - 400030

Phone: 022-61593000 / 1800-266-2667

Email: [email protected]

Website: https://www.pgimindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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