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Moderate
₹100.3609 0.19%
As on 16-May-2025
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
|
Fund name
|
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Kotak Gilt Investment Provident Fund and Trust Plan
|
|
|
Moderate
|
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1.40 |
|
 |
|
Moderate
|
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0.94 |
||
|
|
Moderate
|
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1.09 |
||
 |
|
Moderate
|
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0.89 |
||
|
|
Moderate
|
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0.45 |
₹3,895 Cr
--
100
1,000
100
1
Investment Strategy
The scheme seeks to generate risk-free returns through investments in sovereign securities. The savings plan (D) will provide regular dividend payouts. A portion of the fund will be invested in inter bank money market in order to meet the liquidity requirement.
Suitability
"This is a fund that invests mainly in bonds issued by the government of India. These bonds do not carry any risk of default since the repayment of investors' money is backed by the government. But they are prone to sharp ups and downs because of changes in interest rates.
However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios."
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
1 min read•By News Desk
1 min read•By Research Desk
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Kotak Gilt Investment Provident Fund and Trust Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Kotak Gilt Investment Provident Fund and Trust Plan can be bought from the Kotak Mahindra Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
The latest declared NAV of Kotak Gilt Investment Provident Fund and Trust Plan, is ₹100.3609 as of 17-May-2025.
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 7.30 19/06/2053 |
40.94
|
|
GOI Sec 7.34 22/04/2064 |
27.55
|
|
GOI Sec 7.09 05/08/2054 |
16.95
|
|
GOI Sec 6.80 15/12/2060 |
5.12
|
|
GOI Sec 06/05/2037 |
0.54
|
Over the past five years, Kotak Gilt Investment Provident Fund and Trust Plan has delivered an annualised return of 6.17% as of 17-May-2025.
The minimum investment required to start investing in Kotak Gilt Investment Provident Fund and Trust Plan is ₹100 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.
