VR Logo

Kotak Debt Hybrid Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.21 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.01 Lakh

Analyst's Choice?

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.86 0.17 0.24 1.14 3.21 6.42 12.23 6.53 7.53 8.97 8.59
VR MIP TRI 0.49 0.23 -0.14 0.45 2.86 4.24 10.08 8.76 7.36 8.84 8.26
Hybrid: Conservative Hybrid 0.88 0.22 0.23 1.03 2.66 4.48 7.51 6.15 6.65 8.46 8.20
Rank within category 23 25 22 15 8 5 2 17 6 9 7
Number of funds in category 38 38 38 37 37 37 35 35 31 30 22

As on 24-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.20 (12-Mar-2009 - 19-Mar-2009) -4.16 (15-Jan-2008 - 22-Jan-2008)
Month 5.94 (09-Mar-2009 - 09-Apr-2009) -5.47 (06-Feb-2009 - 09-Mar-2009)
Quarter 12.32 (12-Mar-2009 - 11-Jun-2009) -9.01 (29-May-2013 - 28-Aug-2013)
Year 23.41 (13-Feb-2014 - 13-Feb-2015) -13.30 (12-Mar-2008 - 12-Mar-2009)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.84 4.45 0.25 0.35 0.87 -1.58
VR MIP TRI 8.83 4.11 0.76 1.17 -- --
Hybrid: Conservative Hybrid 6.37 4.30 0.20 0.37 0.78 -1.78
Rank within category 14 22 15 16 27 16
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2019

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 44
Number of Bonds 17
Average Maturity (yrs) 6.11
Top 10 Holdings (%) 53.12
Portfolio P/B Ratio 2.57
Portfolio P/E Ratio 23.94

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 7.57% GOI 17/06/2033 GOI Securities SOV 0.00 - 17.48 17.48
equal 8.85% Power Finance Corp. 25/05/2029 Bonds/NCDs AAA 0.00 - 8.18 7.99
equal 10.90% Punjab & Sind Bank 31/12/2099 Bonds A+ 5.58 - 9.37 5.76
new 8.70% Bank of Baroda 28/11/2020 Non Convertible Debenture AA+ 0.00 - 5.64 5.64
down 7.72% GOI 15/06/2049 GOI Securities SOV 0.00 - 8.07 4.06
new 7.98% Nat. Highways Authority 23/12/2049 Bonds/Debentures AAA 0.00 - 3.87 3.87
equal 8.50% NHPC 14/07/2022 Bonds/Debentures AAA 1.83 - 2.07 1.97
equal 8.27% Rajasthan State 23/06/2023 State Development Loan SOV 1.82 - 2.07 1.97
equal 8.42% Tamilnadu State 25/07/2023 State Development Loan SOV 1.29 - 1.46 1.40
equal 10.49% Bank of Baroda Bonds AA 0.00 - 0.82 0.78
equal 9.75% REC 2021 Bonds AAA 0.00 - 0.62 0.59
equal 8.97% Uttar Pradesh Power Corporation 15/02/2023 Bonds AA 0.36 - 0.39 0.38
equal HDFC Bank Term Deposits -- 0.30 - 0.34 0.32
equal 9.48% Power Finance Corp. 15/04/2022 Bonds AAA 0.00 - 0.33 0.32
equal 8.85% NHPC 2022 Bonds AAA 0.00 - 0.29 0.28
equal 9.60% Hindalco Inds. 2022 Bonds/NCDs AA 0.26 - 0.29 0.27
equal 9.35% REC 15/06/2022 Bonds AAA 0.00 - 0.25 0.24

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down ICICI Bank Financial 67.25 2.62 0.00 2.55
equal ITC FMCG 21.07 2.66 1.34 1.83
equal HDFC Bank Financial 25.94 1.45 0.00 1.44
down State Bank of India Financial 28.59 1.58 0.00 1.16
equal Axis Bank Financial 43.43 1.20 0.00 1.08
equal Indiamart Intermesh Services 51.99 1.04 0.00 1.00
equal Godfrey Phillips India FMCG 20.84 0.95 0.35 0.87
equal CESC Energy 10.25 0.92 0.00 0.84
equal SRF Diversified 24.89 0.78 0.00 0.78
equal Emami FMCG 46.42 0.81 0.00 0.74
equal Infosys Technology 20.40 1.74 0.00 0.67
equal Mahindra & Mahindra Automobile 12.95 1.18 0.00 0.64
equal Jubilant FoodWorks Services 74.39 0.78 0.00 0.64
equal BEML Engineering 49.33 0.72 0.00 0.63
equal Kotak Mahindra Bank Financial 36.01 0.58 0.00 0.57
equal BPCL Energy 15.80 0.61 0.00 0.56
up Tata Motors Automobile -- 1.66 0.00 0.52
equal Prataap Snacks FMCG 44.72 0.56 0.00 0.49
equal The Ramco Cements Construction 32.65 0.49 0.20 0.45
equal Hero Motocorp Automobile 13.58 0.91 0.00 0.43
equal Saregama India Services 16.30 0.56 0.00 0.41
equal PI Industries Chemicals 45.46 0.42 0.00 0.41
new NTPC Energy 9.68 0.40 0.00 0.40
equal JMC Projects (I) Construction 10.96 0.55 0.00 0.40
equal Laurus Labs Healthcare 33.20 0.39 0.00 0.39

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Abhishek Bisen since 15-Apr-2008

Education: Mr. Bisen is a BA and MBA in Finance.

Experience: Prior to joining Kotak AMC, Abhishek was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Funds Managed:

— Devender Singhal since 25-Aug-2015

Education: Mr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi.

Experience: Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 -- January 2009) ,Religare (February 2006 -- June 2007), Karvy (July 2004 -- January 2006), P N Vijay Financial Services Pvt Ltd(2001 -- 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 -- June 2000 ).

Funds Managed:


0.17%

Change from previous, NAV as on 24-Jan-2020

Growth: ₹ 33.4802

Dividend Quarterly: ₹ 13.5047

Dividend Monthly: ₹ 11.8771


Investment Strategy

The Scheme seeks to enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments. By investing in debt securities, the Scheme will aim at generating regular returns, while enhancement of return is intended through investing in equity and equity related securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1,000
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Kotak Mahindra Mutual Fund
Launch Date: 02-Dec-2003
Return Since Launch: 7.77%
Benchmark: CRISIL Hybrid 85+15 Conservative
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 264 Cr (As on 31-Dec-2019)
Expense: 2.21% (As on 31-Dec-2019)
Risk Grade: Average
Return Grade: Above Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly13-Jan-20200.0591

 12-Dec-20190.0538
 13-Nov-20190.0620
 15-Oct-20190.0730
 14-Oct-20190.0730
 12-Sep-20190.0682
 13-Aug-20190.0743
 12-Jul-20190.0695
 12-Jun-20190.0682
 13-May-20190.0720
 12-Apr-20190.0716
 12-Mar-20190.0635
 12-Feb-20190.0668
 14-Jan-20190.0758
 12-Dec-20180.0686
 12-Nov-20180.0707
 12-Oct-20180.0710
 12-Sep-20180.0720
 13-Aug-20180.0764
 12-Jul-20180.0718
 12-Jun-20180.0705
 14-May-20180.0793
 12-Apr-20180.0763
 12-Mar-20180.0702
 12-Feb-20180.0793
Dividend Quarterly20-Dec-20190.1823

 20-Sep-20190.1970
 20-Jun-20190.1959
 20-Mar-20190.1926
 20-Dec-20180.1936
 21-Sep-20180.2043
 20-Jun-20180.2067
 20-Mar-20180.2103
 20-Dec-20170.2143
 20-Sep-20170.2178
 20-Jun-20170.2116
 20-Mar-20170.1243
 20-Dec-20160.1627
 20-Sep-20160.1452
 20-Jun-20160.1183
 21-Mar-20160.1072
 21-Dec-20150.1187
 21-Sep-20150.1229
 22-Jun-20150.1123
 20-Mar-20150.1644
 22-Dec-20140.1681
 22-Sep-20140.1823
 20-Jun-20140.1673
 20-Mar-20140.1437
 20-Dec-20130.0794

Contact Information

AMC: Kotak Mahindra Asset Management Company Ltd

Address: 27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E) Mumbai - 400051

Phone: 022-61152100 / 1800-22-2626

Fax: 022-66384455

Email: [email protected]

Website: www.kotakmutual.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Investors' Hangout

How worrisome is the slowdown

dateFriday, 31-Jan-2020
time12:30 PM - 01:00 PM