SBI Conservative Hybrid Fund

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Value Research Rating

5 star

Analyst’s Choice





₹64.6266 -0.05%

As on 19-Apr-2024


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Calculate SIP Returns of SBI Conservative Hybrid Fund

Upfront Investment

Monthly SIP Amount

Investment Duration


Risk info

This fund has High risk.

Low to Moderate
Moderately High
Very High

As per SEBI's Riskometer.

Portfolio of SBI Conservative Hybrid Fund

Asset Allocation

Split between different types of investments

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Market Cap Weightage

Split between categories of Equity investments

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Peer Comparison

Other details of SBI Conservative Hybrid Fund

Assets info

₹9,642 Cr

Exit Load (Days) info

1.00 (365)

Min. Investment (₹)


Min. Withdrawal (₹)


Min. SIP Investment (₹)


Min. No of Cheques


Investment Strategy

The scheme seeks to provide the investors an opportunity to invest primarily in Debt and Money market instruments and secondarily in equity and equity related instruments.


"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."


Capital Gains Taxation

  • If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • If investment is made before 1 April 2023:
    • Sold within 3 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
    • Sold after 3 years from the date of investment: Gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • No tax is to be paid as long as you continue to hold the units.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

FAQ for SBI Conservative Hybrid Fund

SBI Conservative Hybrid Fund invests 75-90 per cent of its assets in bonds and the remaining 10-25 per cent in equity stocks.

Mutual funds can be bought directly from the website of the fund house. For instance, SBI Conservative Hybrid Fund fund can be purchased from the website of SBI Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.

The NAV of SBI Conservative Hybrid Fund is ₹64.6266 as of 20-Apr-2024.

The AUM of SBI Conservative Hybrid Fund Fund is ₹9,642 Cr as of 31-Mar-2024

The riskometer level of SBI Conservative Hybrid Fund is High. See More

Company Percentage of Portfolio

Uttar Pradesh State SDL 7.38 13/03/2036


GOI Sec 7.30 19/06/2053


Tamilnadu State SDL 7.50 27/03/2054


Maharashtra State SDL 7.76 04/10/2030


Karnataka State SDL 7.45 20/03/2037

See More

As of 31-Mar-2024, SBI Conservative Hybrid Fund had invested 73.03% in Debt, 22.78% in Equity, 3.51% in Cash & Cash Eq. and 0.68% in Real Estate See More

SBI Conservative Hybrid Fund is 23 years 1 months old. It has delivered 8.42% returns since inception. See More

Since Inception

No, There is no lock in period in SBI Conservative Hybrid Fund.

The expense ratio of SBI Conservative Hybrid Fund is 1.12.

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