Canara Robeco Savings Fund - Direct Plan
Returns
Risk
This fund has Low to Moderate risk.
As per SEBI's Riskometer.
Portfolio of Canara Robeco Savings Fund - Direct Plan
Asset Allocation
Split between different types of investments
Credit Rating Weightage
Split between categories of Equity investments
Peer Comparison
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Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Canara Robeco Savings Fund - Direct Plan
|
Low to Moderate
|
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0.23 |
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|
Low to Moderate
|
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0.42 |
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|
Low to Moderate
|
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0.40 |
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|
Moderate
|
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0.36 |
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|
Low to Moderate
|
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0.26 |
Other details of Canara Robeco Savings Fund - Direct Plan
Assets
₹1,140 Cr
Exit Load (Days)
--
Min. Investment (₹)
5,000
Min. Withdrawal (₹)
--
Min. SIP Investment (₹)
1,000
Min. No of Cheques
6
About Canara Robeco Savings Fund - Direct Plan
Canara Robeco Savings Fund - Direct Plan is a debt mutual fund scheme of Canara Robeco Mutual Fund. Launched on January 02, 2013, it is currently managed by Bhupesh Kalyani and Avnish Jain. The fund has an expense ratio of 0.23% with an overall AUM (Assets Under Management) of ₹1,140 Cr.
Canara Robeco Savings Fund - Direct Plan is mandated to invest in bonds such that the duration of the portfolio is between six to twelve months, and therefore it is suitable to invest in for a similar time frame. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹1,000.
Investment Strategy
The Scheme seeks to generate income/capital appreciation by investing in a portfolio comprising of low duration debt instruments and money market instruments.
Suitability
Low Duration funds are avoidable for most investors in our opinion, because:
- They are meant to keep your capital safe while earning low returns. This investing need is better served by Liquid funds
- There are too many types of debt funds with little differentiation, making choice difficult for investors. Low Duration funds are one of them
Capital Gains Taxation
- If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
- If investment is made before 1 April 2023:
- Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
- Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
Latest news on Canara Robeco Savings Fund - Direct Plan
Fund Radar: Diversify, don't dummify
3 min read•By Agnisheik Chatterji and Karan Jaiswal
FAQ for Canara Robeco Savings Fund - Direct Plan
How to Invest in Canara Robeco Savings Fund - Direct Plan?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Canara Robeco Savings Fund - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Canara Robeco Savings Fund - Direct Plan can be bought from the Canara Robeco Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of Canara Robeco Savings Fund - Direct Plan Today?
The latest declared NAV of Canara Robeco Savings Fund - Direct Plan, is ₹45.5974 as of 08-May-2026.
What are the top holdings of Canara Robeco Savings Fund - Direct Plan?
| Company | Percentage of Portfolio |
|---|---|
|
Small Industries Devp. Bank of India Ltd SR I Debenture 7.43 |
7.02
|
|
Kotak Mahindra Prime Ltd Debenture 7.05 10/04/2028 |
6.50
|
|
National Bank For Agriculture & Rural Development SR 25C Bonds 7.44 24/02/2028 |
5.26
|
|
REC Ltd SR 234-A Debenture 7.70 31/08/2026 |
4.39
|
|
Bajaj Housing Finance Ltd Debenture 7.66 20/03/2028 |
4.39
|
What is the return of Canara Robeco Savings Fund - Direct Plan in the last 5 years?
Over the past five years, Canara Robeco Savings Fund - Direct Plan has delivered an annualised return of 6.19% as of 08-May-2026.
What is the minimum investment required in Canara Robeco Savings Fund - Direct Plan?
The minimum investment required to start investing in Canara Robeco Savings Fund - Direct Plan is ₹5,000 for the lump sum option and ₹1,000 for the SIP (Systematic Investment Plan) option.

