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5 star

Navi Liquid Fund - Direct Plan download report


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Navi Liquid Direct-G 2.85 0.02 0.11 0.44 1.26 2.29 4.30 3.97 5.26 5.93 --
CCIL T Bill Liquidity Weight 1.24 -0.04 0.05 0.21 0.72 0.97 1.98 2.58 3.26 3.62 --
Debt: Liquid 2.57 0.02 0.10 0.42 1.22 2.09 3.85 4.05 5.30 5.90 --
Rank within category 1 4 2 1 1 1 1 28 25 16 --
Number of funds in category 37 37 37 37 37 37 37 36 32 31 1

As on 17-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Navi Liquid Fund - Direct Plan
5 star
Jan-13 4.30 3.97 5.26 0.15 83
Aditya Birla Sun Life Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.90 4.17 5.42 0.21 32,891
Baroda BNP Paribas Liquid Fund - Direct Plan
5 star
Jan-13 3.94 4.15 5.40 0.19 6,654
LIC MF Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.86 4.17 5.38 0.17 5,293
Mirae Asset Cash Management Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.89 4.13 5.37 0.17 4,462

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.38 24-Mar-2020 - 31-Mar-2020 -0.12 17-Mar-2020 - 24-Mar-2020
Month 0.95 06-Sep-2013 - 08-Oct-2013 0.18 23-Feb-2020 - 24-Mar-2020
Quarter 2.64 28-Jul-2013 - 27-Oct-2013 0.71 19-Oct-2020 - 18-Jan-2021
Year 9.99 26-Jul-2013 - 27-Jul-2014 3.08 25-May-2020 - 25-May-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Navi Liquid Direct-G 3.90 0.25 1.64 5.69 0.42 0.78
CCIL T Bill Liquidity Weight 2.60 0.34 -2.61 -4.87 -- --
Debt: Liquid 3.99 0.29 1.68 6.51 0.63 1.07
Rank within category 28 6 27 27 3 29
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 8 8 4 51
Modified Duration (yrs) 0.11 0.12 0.05 0.09
Average Maturity (yrs) 0.11 0.13 0.04 0.10
Yield to Maturity (%) 5.74 5.74 3.49 5.62
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 06/10/2022 Treasury Bills SOV 0.00 - 11.97 11.97
new Godrej Industries 90-D 06/10/2022 Commercial Paper A1+ 0.00 - 10.77 10.77
new Ujjivan Small Finance Bank 20/10/2022 Certificate of Deposit A1+ 0.00 - 9.54 9.54
up Northern ARC Capital 91-D 15/09/2022 Commercial Paper A1+ 0.00 - 6.58 6.58
equal Reserve Bank of India 91-D 08/09/2022 Treasury Bills SOV 0.00 - 6.13 6.01
equal Time Technoplast 91-D 21/09/2022 Commercial Paper A1+ 0.00 - 6.08 5.98
new Reserve Bank of India 91-D 20/10/2022 Treasury Bills SOV 0.00 - 5.97 5.97
new Reserve Bank of India 182-D 22/09/2022 Treasury Bills SOV 0.00 - 4.80 4.80

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Surbhi Sharma since 01-Feb-2022

Education: Ms. Sharma is PGDM Finance & Company Secretary (ICSI)

Experience: Prior to joining Navi, she has worked with DCB Bank Ltd and has 6 years of post qualification experience as company secretary in Financial Services sector.

Funds Managed:


0.02%

Change from previous, NAV as on 17-Aug-2022

Growth: ₹ 2,374.0772

IDCW Weekly: ₹ 1,000.6065

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IDCW Monthly: ₹ 1,004.2717

IDCW Daily: ₹ 1,001.2900


Investment Strategy

The Scheme seeks to generate a reasonable return commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and debt securities.

Investment Details

Min. Investment (₹) 1,000
Min. Addl Investment (₹) 100
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 1,000
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Navi Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 6.83%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 83 Cr (As on 31-Jul-2022)
Expense Ratio: 0.15% (As on 30-Jun-2022)
Risk Grade: --
Return Grade: High

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily16-Aug-20220.6100

 12-Aug-20220.1331
 11-Aug-20220.1626
 10-Aug-20220.2086
 09-Aug-20220.1525
 08-Aug-20220.1176
 07-Aug-20220.2987
 05-Aug-20220.1278
 04-Aug-20220.1517
 03-Aug-20220.1381
 02-Aug-20220.2188
 01-Aug-20220.1825
 31-Jul-20220.3044
 29-Jul-20220.1284
 28-Jul-20220.1578
 27-Jul-20220.0605
 26-Jul-20220.0481
 25-Jul-20220.1611
 24-Jul-20220.2978
 22-Jul-20220.1306
 21-Jul-20220.0978
 20-Jul-20220.0548
 19-Jul-20220.1017
 18-Jul-20220.1435
 17-Jul-20220.2903
IDCW Weekly16-Aug-20221.2695

 08-Aug-20221.0710
 01-Aug-20220.8959
 25-Jul-20220.8589
 18-Jul-20220.9684
 11-Jul-20220.9485
 04-Jul-20221.0393
 27-Jun-20220.9856
 20-Jun-20220.8912
 13-Jun-20220.8937
 06-Jun-20220.9189
 30-May-20220.9755
 23-May-20220.9458
 16-May-20220.7720
 09-May-20220.3118
 02-May-20220.7586
 25-Apr-20220.8532
 18-Apr-20220.8290
 11-Apr-20220.7492
 04-Apr-20221.0367
 28-Mar-20220.8352
 21-Mar-20220.8804
 14-Mar-20220.8825
 07-Mar-20220.8077
 28-Feb-20220.8229
IDCW Monthly29-Jul-20224.5946

 24-Jun-20223.6694
 27-May-20222.9504
 29-Apr-20224.2125
 25-Mar-20223.3698
 25-Feb-20223.3905
 28-Jan-20223.0054
 31-Dec-20213.7469
 26-Nov-20213.3590
 29-Oct-20213.4805
 24-Sep-20212.5361
 27-Aug-20212.7290
 30-Jul-20213.0758
 25-Jun-20212.3302
 28-May-20212.4472
 30-Apr-20213.1471
 26-Mar-20212.3908
 26-Feb-20212.4506
 29-Jan-20212.8955
 24-Dec-20202.1279
 27-Nov-20202.1889
 29-Oct-20202.8138
 25-Sep-20202.3118
 28-Aug-20202.3131
 31-Jul-20202.9738

Contact Information

AMC: Navi AMC Limited

Address: 7th Floor, Wing B, Prestige RMZ Startech, No. 139, 2, Hosur Rd Koramangala Industrial Layout, S.G. Palya. Bangalore - 560095

Phone: +91 80 4511 3444 / 1800-103-8999

Email: [email protected]

Website: http://www.navimutualfund.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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