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PGIM India Equity Savings Fund - Direct Plan

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Hybrid: Equity Savings

1 Lakh

Investment Grown to
₹ 1.28 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.06 Lakh

Analyst's Choice?

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.03 0.11 -0.65 -0.33 2.54 5.48 10.83 8.65 8.55 9.68 --
VR MIP TRI 0.49 0.23 -0.14 0.45 2.86 4.24 10.08 8.76 7.36 8.84 --
Hybrid: Equity Savings 1.21 0.26 0.03 1.30 3.46 5.86 9.39 7.98 7.67 -- --
Rank within category 23 22 23 23 19 15 8 6 1 -- --
Number of funds in category 23 23 23 23 23 21 20 13 5 0 0

As on 24-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.90 (08-May-2014 - 15-May-2014) -2.14 (30-Jan-2018 - 06-Feb-2018)
Month 5.70 (26-Dec-2014 - 27-Jan-2015) -3.75 (07-Sep-2018 - 09-Oct-2018)
Quarter 9.40 (22-Oct-2014 - 22-Jan-2015) -3.92 (22-May-2013 - 21-Aug-2013)
Year 23.18 (05-May-2014 - 05-May-2015) 0.65 (29-Jan-2018 - 29-Jan-2019)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 8.85 4.89 0.64 1.00 1.01 -0.01
VR MIP TRI 8.83 4.11 0.76 1.17 -- --
Hybrid: Equity Savings 7.77 4.69 0.46 0.71 0.94 -0.88
Rank within category 5 9 5 7 10 5
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2019

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 16
Number of Bonds 5
Average Maturity (yrs) 0.13
Top 10 Holdings (%) 63.40
Portfolio P/B Ratio 4.28
Portfolio P/E Ratio 29.91

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 7.50% HDFC Bank Fixed Deposits -- 0.00 - 9.56 5.56
equal ECL Finance 15/04/2020 Debenture AA- 0.00 - 3.09 3.04
equal 7.30% HDFC Bank Fixed Deposits -- 0.00 - 4.73 2.75
equal Edelweiss Rural & Corporate Services 2020 Debenture AA- 0.00 - 1.76 1.73
equal Edelweiss Rural & Corporate Services 15/07/2021 Deep Discount Bonds AA- 0.00 - 1.46 0.85

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down HDFC Financial 34.91 9.66 0.00 9.40
down Bharti Airtel Communication -- 9.88 0.00 9.15
equal HDFC Bank Financial 25.94 10.30 3.58 8.85
equal Reliance Industries Energy 22.24 8.70 0.00 8.42
equal Tata Consultancy Services Technology 25.29 9.89 0.00 6.61
equal Kotak Mahindra Bank Financial 36.01 5.20 1.17 5.15
equal ICICI Bank Financial 67.25 9.73 0.00 3.75
equal Titan Company Cons Durable 75.87 4.02 0.00 3.47
equal ITC FMCG 21.07 5.76 1.04 2.90
equal HDFC Life Insurance Financial 90.73 2.78 0.00 2.69
equal Infosys Technology 20.40 2.39 0.00 2.03
equal City Union Bank Financial 23.90 2.08 0.00 1.63
up HCL Technologies Technology 15.81 4.39 0.00 1.55
equal Larsen & Toubro Construction 19.54 2.50 0.00 1.26
equal Maruti Suzuki India Automobile 35.42 7.08 0.00 1.08
equal HDFC Asset Management Company Financial 52.93 0.32 0.00 0.29

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Alok Agarwal since 22-Aug-2016

Education: Mr. Agarwal is a CA, CFA, MS (Finance) and M.Com.

Experience: Prior to joining DHFL Pramerica Mutual Fund he was associated with Deutsche Asset Management (I) Pvt. Ltd. (Jun 2014-Mar 2016) as Portfolio Manager (Equity), Deutsche Bank AG (Nov 2010-Jun 2014) as Portfolio Manager (Equity), K.R. Choksey Shares & Securities (Mar 2008-Nov 2010) as PMS-Head Portfolio Manager (Equity), E-nxt Finacials Ltd. (Aug 2007-Mar 2008) as Manager (Equity Research) and Pinnacle Academy (Jun 2002-Aug 2007) as Author, Head Faculty.

Funds Managed:

— Kumaresh Ramakrishnan since 05-Apr-2018

Education: Mr. Ramakrishnan is a B.E from Mumbai University and MBA from NMIMS (Mumbai).

Experience: Prior to joining PGIM India Mutual Fund he has worked with DWS AMC, Societe Generale and CARE.

Funds Managed:

0.11%

Change from previous, NAV as on 24-Jan-2020

Growth: ₹ 36.0524

Dividend Yearly: ₹ 15.5503

More

Dividend Quarterly: ₹ 11.8484

Dividend Monthly: ₹ 11.7785

Dividend Half Yearly: ₹ 11.2948

Investment Strategy

The scheme seeks to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities and investments in debt and money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 10
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: PGIM India Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 9.59%
Benchmark: NIFTY 50 Arbitrage (70), NIFTY 50 Total Return (30)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 36 Cr (As on 31-Dec-2019)
Expense: 1.16% (As on 31-Dec-2019)
Risk Grade: Average
Return Grade: Average
Turnover: 42.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly17-Jan-20200.0655

 17-Dec-20190.0655
 18-Nov-20190.0655
 17-Oct-20190.0673
 17-Sep-20190.0673
 19-Aug-20190.0673
 17-Jul-20190.0673
 17-Jun-20190.0673
 17-May-20190.0673
 18-Apr-20190.0673
 19-Mar-20190.0673
 19-Feb-20190.0673
 17-Jan-20190.0673
 17-Dec-20180.0753
 19-Nov-20180.0753
 17-Oct-20180.0753
 17-Sep-20180.0753
 17-Aug-20180.0753
 17-Jul-20180.0753
 18-Jun-20180.0753
 17-May-20180.0753
 17-Apr-20180.0753
 23-Mar-20180.0850
 23-Feb-20180.0850
 25-Jan-20180.0850
Dividend Quarterly26-Dec-20190.1682

 27-Sep-20190.1859
 28-Jun-20190.1948
 25-Mar-20190.1948
 28-Dec-20180.1948
 28-Sep-20180.1948
 02-Jul-20180.1948
 23-Mar-20180.3884
 29-Dec-20170.2400
 28-Sep-20170.2300
 29-Jun-20170.2300
 24-Mar-20170.2300
 29-Dec-20160.2400
 29-Sep-20160.2400
 27-Jun-20160.2100
 28-Mar-20160.2100
 23-Dec-20150.1517
 24-Sep-20150.1517
Dividend Yearly25-Mar-20190.8854

 23-Mar-20181.4300

Contact Information

AMC: PGIM India Asset Management Pvt. Ltd.

Address: 2nd Floor - Nirlon House, Dr. Annie Besant Road, Worli, Mumbai - 400030

Phone: 022-61593000 / 1800-266-2667

Email: [email protected]

Website: https://www.pgimindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills, Hyderabad - 500034

Phone: 040-23312454

Email: [email protected]

Website: www.karvymfs.com

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