Franklin India Short Term Income Plan - Retail Plan

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Value Research Rating

Unrated

Analyst’s Choice

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Riskometer

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Very High

₹5,149.4099 0.00

As on 01-Mar-2024

Returns

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Calculate SIP Returns of Franklin India Short Term Income Plan - Retail Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk info

This fund has Very High risk.

low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Portfolio of Franklin India Short Term Income Plan - Retail Plan

Asset Allocation

Split between different types of investments

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Credit Rating Weightage

Split between categories of Equity investments

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Peer Comparison

Other details of Franklin India Short Term Income Plan - Retail Plan

Assets info

₹13 Cr

Exit Load (Days) info

0.50 (365)

Min. Investment (₹)

5,000

Min. Withdrawal (₹)

1,000

Min. SIP Investment (₹)

500

Min. No of Cheques

12

Investment Strategy

The scheme aims to generate stable returns by investing in fixed income securities with shorter maturity periods likely to be less than three years. , the average maturity of the portfolio of the scheme is likely to be between 4 months and 12 months, and the maturity of individual securities in the scheme is likely to be less than 3 years.

Suitability

"Short Duration debt funds invest mainly in bonds maturing in a period of one to three years. They are suitable for investment horizons of one to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.

The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit. There have been instances when short duration funds have incurred losses.

Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run."

Taxation

Capital Gains Taxation

  • If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • If investment is made before 1 April 2023:
    • Sold within 3 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
    • Sold after 3 years from the date of investment: Gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • No tax is to be paid as long as you continue to hold the units.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

FAQ for Franklin India Short Term Income Plan - Retail Plan

Mutual funds can be bought directly from the website of the fund house. For instance, Franklin India Short Term Income Plan - Retail Plan fund can be purchased from the website of Franklin Templeton Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.

The NAV of Franklin India Short Term Income Plan - Retail Plan is ₹5,149.4099 as of 03-Mar-2024.

The AUM of Franklin India Short Term Income Plan - Retail Plan Fund is ₹13 Cr as of 31-Jan-2024

The riskometer level of Franklin India Short Term Income Plan - Retail Plan is Very High. See More

As of 31-Jan-2024, Franklin India Short Term Income Plan - Retail Plan had invested 100% in Cash & Cash Eq. See More

Franklin India Short Term Income Plan - Retail Plan is 22 years 1 months old. It has delivered 7.70% returns since inception. See More

1Y
3Y
5Y
7Y
10Y
Since Inception
5.18%
9.41%
5.45%
6.26%
7.32%
7.70%

No, There is no lock in period in Franklin India Short Term Income Plan - Retail Plan.

The expense ratio of Franklin India Short Term Income Plan - Retail Plan is --.

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