25.9416
28.9321
1
1 Lakh
Investment Grown to₹ 10000
Monthly SIP Grown toSuitability:
"Credit risk funds invest mainly in bonds which are rated AA or below by credit rating agencies. The lower rating indicates a higher possibility of these bonds defaulting on repayment of investors' money. Therefore, these funds are the riskiest among debt fund categories. But they compensate for this additional risk with a higher return potential as these bonds offer better rates of interest than the highest rated bonds.
However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios."
Taxability of earnings:
Capital gains
Dividends
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| YTD | 1-Day | 1-W | 1-M | 3-M | 6-M | 1-Y | 3-Y | 5-Y | 7-Y | 10-Y | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Nippon India Credit Risk Inst-G | 0.37 | 0.01 | 0.17 | -0.65 | -0.48 | 0.77 | 10.59 | 3.09 | 3.96 | 5.50 | 6.81 |
| CCIL T Bill Liquidity Weight | 0.62 | 0.01 | 0.07 | -0.01 | 0.29 | 0.83 | 1.92 | 2.75 | 3.33 | 3.73 | 4.28 |
| Debt: Credit Risk | 9.76 | 0.01 | 0.15 | -0.52 | 8.22 | 10.02 | 15.82 | 3.68 | 4.18 | 5.58 | 7.27 |
As on 26-May-2022
| Fund name | Rating | Launch Date | 1-Year Return | 3-Year Return | 5-Year Return | Expense Ratio | Assets (Cr) |
|---|---|---|---|---|---|---|---|
| Nippon India Credit Risk Fund - Institutional Plan | Jul-09 | 10.59 | 3.09 | 3.96 | 1.40% | 1,072 | |
| HDFC Credit Risk Debt Fund - Regular Plan | Invest Online |  |
Mar-14 | 3.78 | 7.79 | 7.04 | 1.57% | 8,925 |
| ICICI Prudential Credit Risk Fund | Invest Now |  |
Dec-10 | 5.03 | 7.81 | 7.41 | 1.55% | 8,317 |
| SBI Credit Risk Fund | Invest Online | |
Jul-04 | 3.80 | 6.60 | 6.33 | 1.55% | 3,131 |
| Axis Credit Risk Fund - Regular Plan | |
Jul-14 | 3.56 | 5.27 | 5.69 | 1.66% | 719 |
| Best Performance | Worst Performance | |||
|---|---|---|---|---|
| Return (%) | Period | Return (%) | Period | |
| Week | 6.23 | 06-Jul-2021 - 13-Jul-2021 | -11.95 | 04-Mar-2020 - 11-Mar-2020 |
| Month | 6.88 | 06-Jul-2021 - 05-Aug-2021 | -13.23 | 25-Feb-2020 - 26-Mar-2020 |
| Quarter | 8.27 | 30-Jun-2021 - 29-Sep-2021 | -12.81 | 26-Dec-2019 - 26-Mar-2020 |
| Year | 16.31 | 28-Aug-2020 - 30-Aug-2021 | -12.83 | 25-Mar-2019 - 24-Mar-2020 |
| Mean | Std Dev | Sharpe | Sortino | Beta | Alpha | |
|---|---|---|---|---|---|---|
| Nippon India Credit Risk Inst-G | 3.79 | 7.99 | 0.03 | 0.02 | -8.92 | -5.73 |
| CCIL T Bill Liquidity Weight | 2.86 | 0.36 | -1.85 | -5.13 | -- | -- |
| Debt: Credit Risk | 5.65 | 10.05 | 0.68 | 0.87 | -6.80 | -2.44 |
The Risk Measures have been calculated using calendar month returns for the last three years.
As on 30-Apr-2022
| Fund | 1Y High | 1Y Low | Category | |
|---|---|---|---|---|
| Number of Securities | 36 | 45 | 29 | 31 |
| Modified Duration (yrs) | 1.93 | 2.22 | 1.76 | 1.82 |
| Average Maturity (yrs) | 2.27 | 2.93 | 2.25 | 2.49 |
| Yield to Maturity (%) | 7.49 | 7.49 | 6.46 | 6.60 |
| Avg Credit Rating | AA | -- | -- | -- |
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| Company | Instrument | Credit Rating | 1Y Range | % Assets | |
|---|---|---|---|---|---|
|
5.22% GOI 15/06/2025 | GOI Securities | SOV | 0.00 - 6.35 | 6.35 |
|
8.50% JSW Steel 2027 | Debenture | AA | 0.00 - 5.26 | 5.26 |
|
8.20% GOI 24/09/2025 | Central Government Loan | SOV | 0.00 - 4.92 | 4.92 |
|
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6.50% Tata Realty and Infrastructure 17/07/2024 | Non Convertible Debenture | AA | 0.00 - 5.14 | 4.62 |
|
6.75% Piramal Capital & Housing Finance 26/09/2031 | Debenture | AA | 0.00 - 4.76 | 4.56 |
|
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7.35% GOI 22/06/2024 | Central Government Loan | SOV | 0.00 - 4.32 | 4.32 |
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7.78% Greenlam Industries 28/08/2025 | Non Convertible Debenture | AA- | 0.00 - 4.15 | 4.15 |
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9.81% L&T Metro Rail (Hyderabad) 18/06/2035 | Debenture | AAA | 3.71 - 4.46 | 4.01 |
|
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7.60% Grasim Industries 2024 | Non Convertible Debenture | AAA | 0.00 - 3.36 | 3.36 |
|
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9.50% Nirma | Debenture | AA- | 0.97 - 3.28 | 3.28 |
|
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5.47% Power Finance Corporation 19/08/2023 | Debenture | AAA | 0.00 - 3.49 | 3.26 |
|
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9.29% India Shelter Finance Corporation 23/03/2025 | Non Convertible Debenture | A | 0.00 - 3.24 | 3.24 |
|
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11.50% Hero Solar Energy 31/03/2024 | Non Convertible Debenture | A+ | 0.00 - 3.45 | 3.24 |
|
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6.59% Summit Digitel Infrastructure 16/06/2026 | Debenture | AAA | 0.00 - 3.53 | 3.20 |
|
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10.15% Uttar Pradesh Power Corporation 20/01/2025 | Debenture | A+ | 2.62 - 3.65 | 2.88 |
|
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Vivriti Capital 30/09/2024 | Debenture | A- | 0.00 - 2.80 | 2.80 |
|
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Indiabulls Housing Finance 22/11/2039 | Securitised Debt | AAA | 0.00 - 3.92 | 2.77 |
|
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8.90% Prestige Projects Private 2026 | Debenture | A+ | 0.00 - 3.06 | 2.65 |
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7.16% GOI 20/05/2023 | Central Government Loan | SOV | 0.00 - 4.68 | 2.38 |
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6.92% Godrej Industries 14/05/2025 | Debenture | AA | 2.14 - 2.57 | 2.33 |
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10.50% Veritas Finance Private 2024 | Non Convertible Debenture | A- | 0.00 - 2.53 | 2.33 |
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5.53% National Bank Agr. Rur. Devp 22/02/2024 | Non Convertible Debenture | AAA | 0.00 - 4.93 | 2.32 |
|
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5.27% National Bank Agr. Rur. Devp 23/07/2024 | Non Convertible Debenture | AAA | 0.00 - 2.29 | 2.29 |
|
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First Business Receivable Trust 2026 | Securitised Debt | AAA | 0.00 - 1.63 | 1.47 |
|
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Trust Investment Advisors 60-D 06/05/2022 | Commercial Paper | A1+ | 0.00 - 1.40 | 1.40 |
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 30-Apr-2022
— Sushil Budhia since 01-Feb-2020
Education: Mr. Budhia has done CA
Experience: Prior to joining Nippon India Mutual Fund, he has worked with YES Bank as Senior President, Axis Bank and UTI Mutual Fund.
Funds Managed:
The scheme aims to generate optimal returns consistent with moderate levels of risk. It will invest atleast 65 per cent of its assets in debt instruments with maturity of more than 1 year and the rest in money market instruments (including cash or call money and reverse repo) and debentures with maturity of less than 1 year. The exposure in government securities will generally not exceed 50 percent of the assets.
| Min. Investment (₹) | 3,00,00,000 |
| Min. Addl Investment (₹) | 1,00,000 |
| Min. SIP Investment (₹) | -- |
| Min. No of Cheques | -- |
| Min. Withdrawal (₹) | 100 |
| Min. Balance (₹) | -- |
| Lock-in Period | Not Applicable |
| Exit Load | For units in excess of 10% of the investment,1% will be charged for redemption within 365 days |
| Fund House: | Nippon India Mutual Fund |
| Launch Date: | 13-Jul-2009 |
| Return Since Launch: | 7.01% |
| Benchmark: | NIFTY Credit Risk Bond Index C-III |
| Riskometer: | High |
| Type: | Open-ended |
| Assets: | ₹ 1,072 Cr (As on 30-Apr-2022) |
| Expense: | 1.40% (As on 31-Mar-2022) |
| Risk Grade: | -- |
| Return Grade: | -- |
| Plan | Record Date | Dividend (₹ / Unit) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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| IDCW Quarterly | 21-Mar-2014 | 0.1714 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Fund News - 18-Mar-2014
Interview - 17-Apr-2013
Fund News - 18-Mar-2013
House Voice - 28-Dec-2012
Registrar & Transfer Agent: KFin Technologies Ltd.
Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016
Phone: 040-44857874
Email: [email protected]
Website: www.karvymfs.com
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