Make NPS automatic

Can you think of a cricketer who is a very useful but not flashy player, so almost never gets selected for the team? I'm sure you can, but if you think of people's investment portfolios as a cricket team, then that player's name is the National Pension System. The NPS makes me sad. Among all investment options available to savers in India, the National Pension System (NPS) is the most underexploited. More than any other investment class, there is a significant disparity between its suitability for every saver and its actual utilisation. Here's a statement that will probably surprise many of my readers: given its actual characteristics, NPS should be the primary long-term investment of every saver. After one has taken care of the basics, that is, emergency money, term insurance, and health cover, it should be considered the first amon