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Assessing life insurance companies

Year 2017 saw the listing of two large life insurers, SBI Life and HDFC Standard Life. Here's how you analyse them

Last updated: 08-Jul-2024•Research Desk

Assessing life insurance companies

Life insurance is a widely known concept. The insured pays a premium to the life-insurance companies in return of a payout to his dependents in the unfortunate case of his demise. Two life insurers, SBI Life and HDFC Standard Life, listed in 2017. ICICI Prudential Life is an older listing. Life insurers make money in the following ways: 1. Net income generated from selling insurance policies (difference between premiums and claims) 2. Investment income generated in the form of interest, dividends, rent and profit from sale of investments Key metrics The life-insurance business has the following key metrics: Gross written premium: The premium due from customers for the policies iss

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Assessing life insurance companies

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