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Term plan for a 38-year-old non-smoker

Make sure to disclose all personal and health-related details so as to avoid any inconvenience for the family in case the claim arises

Research Desk

I am looking for a Term Insurance for 1 Crore. I am 38 yr old non smoking male and looking insurance till 65 or 70. Can you please suggest some good term policies.
-Tinku MJ

Here are two plans you may consider buying. We have provided the annual premium for ₹1 crore cover for a 38-year-old male for a period of 27 years (so that it will cover you till your retirement at age 65).
Max Life Online Term Plan: annual premium ₹14,030 (claim settlement ratio: 98.63 per cent)
Aegon Religare iTerm Plan: annual premium ₹13,969 (claim settlement ratio: 96.59 per cent)

This article was originally published on August 26, 2016.

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