Ask Value Research

Best term plan for a 39-year-old man

Make sure to disclose all personal and health-related details so as to avoid any inconvenience for the family just in case the claim arises

Research Desk

I want to take a term insurance cover of ₹1 crore. My age is 39 years. Which is the best plan?
- Mukund

Here are three plans you may consider buying. We have also provided the annual premium for ₹1 crore cover for a 39-year-old male for a period of 21 years (so that it will cover you till your retirement at age 60).

Aegon Religare iTerm Plan: annual premium ₹13,794 (claim settlement ratio: 98.63 per cent)
Max Life Online Term Plan: annual premium ₹11,900 (claim settlement ratio: 98.63 per cent)
Canara HSBC OBC Life Insurance eSmart Term: annual premium ₹11,219 (claim settlement ratio: 95.06 per cent)
Make sure to disclose all personal and health-related details so as to avoid any inconvenience for the family just in case the claim arises.

This article was originally published on April 29, 2016.

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