Ask Value Research

Direct plan vs regular plans

If you need help with your investments, you should approach a mutual fund advisor and invest in a regular plan

Can you please elaborate on the difference between direct plans and regular plans of mutual funds? What are the merits and demerits of each? Which is more suitable?
- Rhushabh

Direct plans allow investors to invest directly with a mutual fund and save on commissions. This saving would results in better returns over a long period. However, you should opt for them only if you can take care of your entire investments without the help of a mutual fund advisor. If you need help with your investments, you should approach a mutual fund advisor and invest in a regular plan.

For more information, read: All About Going Direct.

This article was originally published on January 28, 2016.

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