Ask Value Research

SIP in Equity MFs vs Fixed Deposit

It is always better to invest in equity for long-term financial goals

I have two kids (7 and 2 years). I am planning to invest for their higher education and marriage. What would be the best investment option? Should I got for a Systematic Investment Plan (SIP) in a mutual fund scheme or Fixed deposit?
- Balaji Srinivasan

It is always better to invest in equity for long-term financial goals. This is because equity has the potential to offer superior returns than other asset classes over a long period. You can consider investing through a monthly Systematic Investment Plan (SIP) in one or two diversified equity schemes to achieve your goals. Continue with your investments irrespective of the conditions in the stock market. Here is a list of top-rated equity diversified schemes.

This article was originally published on December 21, 2015.

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