I want to buy a health Insurance cover for me (26) and my husband (30). Could you please suggest the best policies.
To begin with, find out how much cover you need based on your family health condition and your standard of living. Here is a list of suitable health insurance plans for you. The premiums are indicative and may increase on the basis of your lifestyle and health condition. We have calculated the premium for ₹5 lakh cover.
|Plans||Annual Premium (₹)|
|Apollo Munich Easy Health Standard||8755|
|ICICI Lombard Complete Health||9497|
All these policies allow lifetime renewal and cover with no sub limits. Religare Care also provide for restoration of sum insured if it is consumed during the policy year. However, the restored sum cannot be used for same illness. These plans also have a large network of empanelled hospitals to provide the facility of cashless claim. However, you must check the list to make sure that the hospitals or medical centres around your area figure in it.