Health insurance that covers lasik surgery | Value Research Religare Health Care and ICICI Lombard Complete Health are recommended heath insurance policies
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Health insurance that covers lasik surgery

Religare Health Care and ICICI Lombard Complete Health are recommended heath insurance policies

I came across a few health insurance policies on your website. Products from Religare and Bajaj Allianz look quite good. Should I buy a ₹3 lakh cover from any one of them? I am 22, and I am covered by my employee for ₹1.25 lakh. Also, Bajaj provides lasik surgery after four years. Other insurers don't provide lasik as they consider it as a cosmetic surgery. Should I go for Bajaj because of the lasik cover?
- Valliappan.V

We would recommend Religare Health Care and ICICI Lombard Complete Health to you. Religare Health Care reinstates the sum insured if it gets depleted in a policy year. The restored sum insured, however, cannot be utilized for treatment of illness(es) for which the claim was made in the policy year. Any remaining restored sum insured at the end of a policy year cannot be carried forward to the next year.

ICICI Lombard Complete Health offers a customized protection by making available different add-ons that can be attached to the plan as per the need of the customer. Given below are the premiums applicable to you. Both insurers offer a flat discount if you pay premium for two years at once.

SchemeAnnual Premium (₹)
ICICI Lombard Complete Health3361
Religare Health Care3106

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