SIPs are about simplicity

In most products, features are generally thought to be a good thing. Whether it's cars or mobile phones or vacations or houses, the more the features the better the product is supposed to be. However, when it comes to financial products meant for savers and investors, this passion for features is a problem, since features tend to obscure the inherent attributes of a product. Worse, when the disease of featuritis afflicts financial concepts like mutual fund SIPs (Systematic Investment Plans), whose very reason for existence is to provide simplicity, then the problem becomes very serious. Suggested read: Understand and control It's very easy to get involved in over-complex analysis and lose sight of what is actually important. Consider an email I got a few weeks ago from an investor. This person wrote that he had read in an article somewhere that if you increas