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Summary: A subscriber put it plainly at a recent Fund Advisor Live. If the tax is the same, why not just take the deposit and skip the fund? It is a reasonable question, and the honest answer starts by agreeing with him. Then it gets to the thing the comparison leaves out.
Summary: A subscriber put it plainly at a recent Fund Advisor Live. If the tax is the same, why not just take the deposit and skip the fund? It is a reasonable question, and the honest answer starts by agreeing with him. Then it gets to the thing the comparison leaves out. At last Saturday's Fund Advisor Live, a subscriber asked whether debt funds are now taxed the same way as fixed deposits (FDs). The short answer is yes. Since April 2023, gains on debt funds are added to your income and taxed at your slab, however long you hold. The concession that once favoured them is gone. Many of
This article was originally published on September 14, 2026.
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