'Increased SIP holding periods show rising maturity'

Model-driven vs human-led portfolios? We see rising adoption of model-driven approaches, especially in passive funds and risk-managed portfolios, where data and automation add consistency and efficiency. Yet the human edge remains vital in areas that require deeper judgement and forward-looking insights, such as mid- and small-cap stocks, thematic funds and credit-oriented debt, where rapid shifts and nuanced risks can’t be fully captured by models. Over the next couple of years, our share of active will continue to be larger; however, the model-driven approach will g

This article was originally published on October 23, 2025.