How to port health insurance without losing benefits

Has your health insurance premium spiked recently? While it may make sense to continue your policy if it offers value for money, in case there are no additional benefits, then it's probably time to make a switch. When should you consider porting your health insurance? Switching insurers is not something you do every year, but it is worth considering if: Your premiums have spiked: A price hike without an improvement in benefits may signal that it is time to make the switch. Your insurer has a slow or inconsistent claims process: If claim approvals take too long or are frequently rejected, a provider with a better settlement record can offer peace of mind. Your policy does not align with your needs anymore: If your insurer's network of cashless hospitals is limited, or if your coverage lacks certain benefits you now require, switching may be a good idea. Poor customer service: Difficulty in contacting your insurer or getting clear information on claims and coverage can be frustrating, especially in medical emergencies. If that's the case, it may

This article was originally published on February 20, 2025.