Fund Radar: Liquid funds vs short-duration funds

Liquid funds, known for their stability and low-risk profile, stand out as a better option than short-duration debt funds for SWPs (systematic withdrawal plans). With consistent positive returns and minimal fluctuations, they provide peace of mind, ensuring your money is protected from market volatility. Let's find out why. Advantages of using a liquid fund for SWP Preservation of capital: Liquid funds almost never go down in value, even over short periods like a week or a month. For instance: A typical liquid fund, such as Kotak Liquid Fund, shows consistently positive one-week (99.78 per cent of the time in the last decade) and one-month (100 per cent of the time in the last