Ask Value Research

Short-term Options

For a short timeframe of 2 years, short-term bond funds are your best bet. Find out why…

I want to invest to save money for my higher education. I can invest Rs 12,000 per month and want maximum returns with little risk over the next 2 years. What would you advice?
- Vishal Gadda

Investors don't have an option that offers maximum returns with little risk. Since you have a short timeframe of 2 years, think in terms of optimizing, instead of maximizing. You should settle with reasonable returns earned in a tax-efficient way, for which short-term bond funds are your best option.

This article was originally published on September 11, 2012.

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