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Simplify your Portfolio

Avoid investing in funds that have an overlap in their portfolios. Here’s how you can simplify your portfolio…

I am investing Rs 30,000 via monthly SIPs in HDFC Top 200, HDFC Equity, ICICI Prudential Focused Bluechip, UTI Dividend Yield, Sundaram SMILE and DSP BlackRock Top 100 Equity. My investment horizon is of 10-15 years. Please give your thoughts on my portfolio.
- Rajkumar

Your portfolio has a good amount of overlap. There will be a significant overlap between HDFC Top 200 and HDFC Equity, and likewise between ICICI Prudential Focused Bluechip and DSP BlackRock Top 100 Equity. You should simplify your portfolio. You don't need all the funds that you have. Spreading your money equally over HDFC Equity, ICICI Prudential Focused Bluechip and UTI Dividend Yield will give you adequate diversification across style and experience.

This article was originally published on September 07, 2012.

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