Ask Value Research

Investing for the Long Run

Continue investing in your portfolio of well-performing conservative funds for the long run…

I am investing Rs 500 per month via SIPs in HDFC Top 200, HDFC Gold fund, UTI Dividend Yield and a UTI ULIP. My risk appetite is low. Should I continue with these funds or include a balanced fund in my portfolio?
- Sanjay

UTI Dividend Yield is a conservative equity fund. UTI's ULIP is also conservative, which invests only up to 40 per cent in equities. HDFC Top 200 has an impressive and credible track record, even though it has disappointed of late. Overall, your portfolio is made up of good funds. If you're investing for the long run, continue with these funds. Now is not the right time to meddle with your holdings.

This article was originally published on August 14, 2012.

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