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Are you wondering how many funds you should have in your investment portfolio? You are not alone—it's a common question. Is four enough? Is 10 too many? What about 22? At what point does your portfolio become too complex to manage? We recently analysed thousands of investor portfolios imported on the Value Research website and discovered that 37 per cent of investors owned more than 10 funds. This staggering statistic tells us that many people might be overcomplicating their investments. Although there is no exact science for determining the ideal number of funds, we can offer some guiding principles to make sense of it all. And if you use our Portfolio Planner tool, you will find these princi
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