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Rejig your Portfolio

Don’t invest in too many funds. Discontinue the ones that have a short history…

I invest R 10,000/month but want to rejig my portfolio. Also, I want to invest an additional Rs 2,500/month. Can I add HDFC Balanced, HDFC Prudence or BSL Dynamic Bond Fund? Please advise.
-Rajaram

You have too many funds in your portfolio. The two funds that we suggested that you discontinue do not have a history of more than three years and neither are they outstanding performers. You do not need a balanced fund, opt for a debt one.



Scheme Name  Category  Current SIP (Rs)  Suggested SIP (Rs)
DSPBR Top 100 Equity Reg Eq:Large Cap 1,000 2,000
Franklin India Bluechip Eq:Large Cap 2,000 2,000
Fidelity Equity Eq:Large & Mid Cap 1,000 2,000
IDFC Premier Equity Eq:Mid & Small Cap 1,000 2,000
Templeton India Pension Plan Hy: Debt-oriented Aggr 2,000 2,000
Axis Equity Eq: Large & Mid Cap 2,000 Discontinue
DSPBR Focus 25 Eq: Multi Cap 1,000 Discontinue
Birla Sun Life Dynamic Bond Ret Debt: Income Nil 2,500


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