I’ve been investing Rs 3,000 per month in ICICI Prudential Infrastructure fund and Rs 2,000 a month in Sundaram Capex Opp, since August 2007. My investment horizon is of about 6-8 years. Should I hold onto theses funds or invest in some other funds?
-Sudhir Kumar
This is not a great way to build a portfolio. The goal of an individual investor while he's investing via SIPs and accumulating his savings into equity should be to diversify as much as possible, and this is a compromise on that. We don’t think infrastructure funds or this capex fund are bad investments, they are good in their own way. But from an investor’s standpoint, they're a bad idea because investors should be focusing on diversification. So you should switch your investments to more diverse vehicles.
This article was originally published on May 15, 2012.
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