Ask Value Research

Investment Timeframe

Any investment decision should be taken on the basis of the timeframe & goal of your investment

I want to invest Rs 30,000 from March onwards. I want to know what would be a good bifurcation. Suppose I invest in mutual funds, will there be any tax on my gains when I redeem?
-Jayna Ranjan

The key to any investment decision is the timeframe of the investment. If you are going to invest for 7-10 years, you should consider building a portfolio that comprises 80 per cent equity and the remaining in fixed income. This should be rebalanced every year. You should consult an investment advisor to seek an opinion in the selection of funds. Investments in equity funds are tax-free if held for over one year.

This article was originally published on February 02, 2012.

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