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Selecting well performing funds to invest in is as important as regularly tracking their performance…

I am investing Rs 2,000 each in HDFC Equity, Reliance Growth and Reliance Regular Saving Equity through SIPs for the past two and a half years. Is my portfolio correct or is there need for reshuffling to others funds?
- Amit Sharma

Fund   Category  Rating  3-yrs ret (%)  5-yrs ret (%)
HDFC Equity Multi Cap ***** 30.41 12.31
Reliance Growth Mid & Small Cap *** 23.32 10.76
Reliance Regular Saving Equity Multi Cap **** 24.54 12.22
Return as on November 9, 2011, Rating as on October, 2011

Selecting a good fund to invest is as important as regularly tracking the performance of the same to ascertain its progress. When you started invested in all these three funds the performance of these funds were good, however; with time the performance of Reliance Growth has slipped and you would be better of exiting this fund and investing in better faring funds in the category such as IDFC Premier Equity or BSL Dividend Yield Plus which have fared better. The lesson that you can draw on is to track regularly the performance of the funds that you have invested in and make necessary changes to fund selection to achieve long-term wealth creation.



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