Ask Value Research

Insurance For Singles

If you don’t have dependants, you should consider a personal accident cover & health insurance policy…

I am single and have no dependants. What kind of life insurance would you suggest for a person like me?

-Ramesh Agarwal

Life insurance is a risk protection tool taken to provide financial security to one’s financial dependents. As in your case there are no dependents, there is no need for life insurance policy at this stage. However, you should consider taking a personal accident cover and health insurance policy as these will be useful to you.

This article was originally published on August 10, 2011.

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