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Double Accident Policy

Under the double accident policy, a double payment of the sum assured is paid if the insured dies due to an accident…

What is double accident policy and how can I get the benefit in my existing life insurance policy?- Prateek Shah

Double accident benefit under a life insurance policy refers to the double payment of the sum assured under the policy, should the insured die due to an accident during the tenure of the policy. Many life insurers offer this policy benefit on payment of a nominal additional premium. This benefit pays double the sum only in case of death due to an accident, which means if the death is due to natural causes, there is no double benefit.

This article was originally published on August 08, 2011.

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