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Invest Systematically

Instead of investing in lump sums, initiate a systematic transfer from a liquid fund or start an SIP ECS…

I am 29 and have Rs 70,000 which I want to invest in mutual funds. I have shortlisted HDFC Equity, HDFC Top 200 and Franklin India Bluechip as the funds to distribute this sum equally. I will be investing equally across these funds in lump sum; is that good or should I use invest as SIP?
- C. Suresh

Schemes  Category  Rating  3-yrs ret (%)  5-yrs ret (%)
Franklin India Bluechip Large Cap **** 18.49 17.39
HDFC Equity Multi Cap ***** 24.05 20.59
HDFC Top 200 Large & Mid Cap ***** 21.30 20.59
Returns as on June 27, 2011 Ratings as on May 31, 2011

You have selected good funds which are all highly rated by us and have a proven track record backed by performance history. Between investing in lump sum and SIP; we would rather you go with SIP. You can initiate a systematic transfer from a liquid fund to these three funds or even request for an ECS from your bank account for the same. Make sure you invest regularly and also track the performance of the funds you have selected. A fund that is highly rated and performing good today may not remain so forever; tracking performance will not only help you assess the progress of your investments, it will also indicate when you need to exit a poor performing fund.



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