Ask Value Research

No Cap On Policies

A single person is allowed to take as many life insurance policies as one wishes to take…

I have two term plans from two different insurers, in case of my death during the tenure of the policy; will my dependents get the full claim from both insurers?
- Ramnik Singh

The human life is considered to be invaluable. So, a single person can take a number of policies. Each life insurance policy is an independent contract. Irrespective of the number of policies and the sum assured under them, in case of the death of the life assured before the maturity of the policy, the policies will be paid as per their terms and conditions. Your legal nominees or legal heirs will be entitled to claim the sum total of both the policies.

This article was originally published on May 23, 2011.

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