VR Logo

Remove Underperformers

Assess your funds' performances & remove the ones that don't do well…

I am 30 years old and have SIP investments amounting to Rs 10,000 per month in three funds. Should I stay invested in these or choose a new fund?
- Malcolm Carvalho

Schemes  Category  Rating  3-yrs ret (%)  5-yrs ret (%)
BSL Frontline Equity Large & Mid Cap ***** 11.46 16.98
BSL Mid Cap Mid & Small Cap **** 9.56 12.79
Sundaram Tax Saver Tax Planning *** 7.33 10.58
Returns as on April 26, 2011 Ratings as on March 31, 2011

You have an aggressive portfolio of funds with a large- and mid-cap fund, mid- and small-cap fund and a tax saving mutual fund. While all the funds are good, the tax saving fund is not faring as well as it did when you bought it two years ago. With the three-year lock-in another year to go, you need to stay invested in this fund. As for the other two funds you can stay invested; but remember to track the performance of these funds at least once a year as a fund which is good today need not necessarily remain so a year later.

Post Your Query