I would like to know when I change from one mutual fund scheme to another due to bad performance, should I still adopt the SIP route or should I move it as a block.
- Justin Martins
It is wise to move from a consistently under performing fund to a better fund. The option to move to the better performing fund in lump sum or as a systematic transfer co-exist. The move should be in lump sum to cut the losses in an already poor performing fund.
This article was originally published on April 12, 2011.
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