Ask Value Research

Insurance For Single Earner

Opt for pure-risk term cover to protect against financial vulnerabilities…

I am 27 and the only earning member of my family. What type of life insurance policy should I take?
- Altaf Ahmed

You should consider nothing but a pure-risk policy such as term covers. These are low on cost and do not offer any returns on maturity. Take a policy that offers you a cover for a long tenure to protect your family against financial vulnerabilities and review the scope of cover each time there is a rise in income or you take on a additional financial liabilities such as a loan or financial support for a dependent.

This article was originally published on April 05, 2011.

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