Ask Value Research

Hold or Exit?

Retreating from a fund is as important as investing in a good fund

My mutual fund investments from 2008 are still making losses. Should I hold on to these investments or exit the funds?
— Satya

You may have actually caught the funds at their peak in 2008 when the markets were at an all-time high. This may have further added to the disappointing results. If the performance of the funds that you own has been consistently deteriorating; you should make an exit. You can learn a lesson from this experience. Regularly track the performance of your funds. This way you can note the dip in their performance in comparison to the benchmark and its peers. If a fund is continuously lagging in performance and losing on the star ratings, it is wiser to head for the exit.

This article was originally published on January 31, 2011.

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