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Investing Lump Sum Now

Long-term wealth creation happens best when investments are regular and disciplined

I am an NRI and want to invest around Rs 3 crore, which can give me more than 8% returns and safety as well. My investment time frame is three years.
-Jital S Shah

Your return expectations are moderate and some what conservative. We understand your apprehensions about the markets at the moment, they are valid. A safe way to approach your situation is to allocate 80-85% of the Rs 3 crore (Rs 2.5 crore) in a 3-year FMP. You can invest the remaining Rs 50 lakh in a large cap mutual fund through SIPs over a 2-year period.



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