Ask Value Research

Buying a house

I want to buy a house and for that purpose I want to create a corpus of Rs 5-6 lakh over the next 15 to 18 months. I can use this amount to pay as margin money required for the home loan. My wife and I can contribute around Rs 35,000 per month. Please suggest where I can invest so that my post-tax returns would be high?
- Pravin

Since your investment horizon is very short and capital protection is of prime importance, stay away from equities. Consider a bank recurring deposit which should give you a pre-tax return of 6 per cent per annum.

This article was originally published on May 10, 2010.

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