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Mutual fund investments donâ€™t come with any assured returns, or no-risk tags, but

04-Jan-2010•Value Research

My father wants to invest in such a fund that will give him assured dividend/interest with low risk. Can you advice any fund/instrument?

- Sudhanshu

Mutual funds do not come with an assured return, or no risk, tag, but the low-risk space can be explored to advantage.

For low risk you may invest in debt funds like Fortis Flexi Debt, JM Money Manager Super. If you can bear a little more risk then you may also opt for Monthly Income Funds which provide monthly dividend plans.

But do remember that here too, monthly dividends are not assured - it will depend on the discretion of the fund house.

However, if you insist on assured and risk-free returns, then you will have to invest in fixed deposits (FDs).

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