Niyogin Fintech Peer Comparison

BSE: 538772

₹45.41

₹0.21 (0.46%)

As on 09-Oct-2026IST

Market cap

₹505 Cr

Revenue (TTM)

₹271 Cr

P/E Ratio

--

P/B Ratio

1.6

Div. Yield

0 %

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	Niyogin Fintech	Five-Star Business	Muthoot Microfin	Fusion Fin	Satin Creditcare
Market cap (₹ Cr)	505	14,823	2,871	2,659	2,471
Revenue (₹ Cr)	271	3,260	2,480	1,714	3,217
Net Profit (₹ Cr)	-2.79	1,103.84	245.42	168.51	409.76
Net Margin (%)	-0.92	33.52	9.85	9.66	12.68
RoE (%)	-0.51	15.56	8.83	7.70	14.94
Price to Earnings	--	13.43	11.70	15.78	6.03
Price-To-Book	1.58	1.94	0.98	1.07	0.83

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement (₹ Cr)

	Niyogin Fintech	Five-Star Business	Muthoot Microfin	Fusion Fin	Satin Creditcare
Operating Income	270.76	3,260.43	2,479.58	1,714.42	3,217.00
Other Income	30.68	33.10	12.67	30.82	15.77
Total Income	309.02	2,866.02	2,577.24	2,368.89	2,588.77
Interest Expense	27.03	721.40	911.44	539.67	1,327.65
PBT & Exceptional Items	8.87	1,507.85	352.75	100.65	567.19
Operating Expenses	263.98	1,064.28	1,228.06	1,104.92	1,337.93
Exceptional Income/Expenses	-0.78	0.00	0.00	0.00	0.00
Profit before Tax	-1.99	1,469.81	309.75	91.73	535.17
Taxes	0.80	365.97	64.33	-76.78	125.42
Profit after Tax	-2.79	1,103.84	245.42	168.51	409.76
Minority Interest	1.11	0.00	0.00	0.00	0.00
Share of Associate	0.00	0.00	0.00	0.00	0.00
Consolidated Profit	-1.67	1,103.84	245.42	168.51	409.76

Liabilities (₹ Cr)

	Niyogin Fintech	Five-Star Business	Muthoot Microfin	Fusion Fin	Satin Creditcare
Shareholder's Funds	325.14	7,380.15	2,854.31	2,455.93	2,863.40
Minority Interest	1.11	0.00	0.00	0.00	0.00
Non-Current Liabilities	37.65	71.48	26.12	34.65	100.47
Current Liabilities	339.73	8,338.10	9,804.37	5,804.22	11,418.78
Total Liabilities	571.08	14,420.56	10,857.02	8,292.67	11,587.12

Assets (₹ Cr)

	Niyogin Fintech	Five-Star Business	Muthoot Microfin	Fusion Fin	Satin Creditcare
Non-Current Assets	130.40	189.83	117.84	107.60	175.08
Current Assets	538.97	15,501.67	12,380.67	8,148.73	14,143.51
Total Assets	571.08	14,420.56	10,857.02	8,292.67	11,587.12
Contingent Liabilities	0.34	0.25	0.50	33.74	27.11

Cashflow (₹ Cr)

	Niyogin Fintech	Five-Star Business	Muthoot Microfin	Fusion Fin	Satin Creditcare
Cash From Operating Activities	-86.00	-1,044.95	1,382.03	1,447.88	-563.40
Cash Flow from Investing Activities	-8.81	-585.58	-127.79	74.40	-45.39
Cash from Financing Activities	91.49	1,592.87	-1,484.64	-2,213.92	913.81
Net Cash Inflow / Outflow	-3.31	-37.66	-230.40	-691.64	305.02

Ratios

Profitability Ratios

	Niyogin Fintech	Five-Star Business	Muthoot Microfin	Fusion Fin	Satin Creditcare
ROCE (%)	-2.09	16.34	5.89	-2.96	11.67
ROE (%)	-0.51	15.56	8.83	7.70	14.94
ROA (%)	-0.43	7.31	2.09	2.03	3.16
EBIT Margin (%)	-1.80	66.19	48.74	35.03	57.42
Net Margin (%)	-0.92	33.52	9.85	9.66	12.68
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

Growth Ratios

	Niyogin Fintech	Five-Star Business	Muthoot Microfin	Fusion Fin	Satin Creditcare
Revenue Growth (%)	-19.26	9.84	0.93	-18.06	20.97
EBIT Growth (%)	39.27	1.46	155.20	242.71	52.76
Net Profit Growth (%)	66.59	1.53	174.47	113.15	225.34
EPS Growth (%)	86.77	1.14	174.47	108.43	225.35
Book Value Growth (%)	23.80	21.86	-6.28	-42.99	5.90

Valuation Ratios

	Niyogin Fintech	Five-Star Business	Muthoot Microfin	Fusion Fin	Satin Creditcare
Price / Earnings	-306.78	13.41	11.70	15.78	6.03
Price / Book Value	1.58	1.94	0.98	1.07	0.83
Dividend Yield (%)	0.00	0.40	0.00	0.00	0.00
EV/EBITDA	71.30	9.54	9.14	10.29	6.01
Market Cap (₹ Cr)	489.59	21,285.61	2,061.39	1,411.05	1,577.29

Solvency Ratios

	Niyogin Fintech	Five-Star Business	Muthoot Microfin	Fusion Fin	Satin Creditcare
Debt to Equity	0.32	0.00	0.00	0.00	0.00
Short term debt to equity ratio	0.43	0.31	1.73	2.78	1.79
Current Ratio	1.59	1.86	1.26	1.40	1.24
Quick Ratio	1.59	1.86	1.26	1.40	1.24
Interest Coverage	0.93	3.04	1.34	1.17	1.40

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.