Niyogin Fintech Peer Comparison

BSE: 538772

₹43.69

₹-0.07 (-0.16%)

As on 03-Nov-2026IST

Market cap

₹486 Cr

Revenue (TTM)

₹271 Cr

P/E Ratio

--

P/B Ratio

1.6

Div. Yield

0 %

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	Niyogin Fintech	Five-Star Business	Satin Creditcare	Muthoot Microfin	Fusion Fin
Market cap (₹ Cr)	486	11,708	2,677	2,524	2,341
Revenue (₹ Cr)	271	3,319	3,355	2,480	1,784
Net Profit (₹ Cr)	-2.79	1,117.02	532.50	245.42	277.13
Net Margin (%)	-0.92	33.22	15.81	9.85	15.41
RoE (%)	-0.51	14.62	17.64	8.83	10.93
Price to Earnings	--	10.48	5.03	10.28	8.45
Price-To-Book	1.63	1.48	0.84	0.86	0.90

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement (₹ Cr)

	Niyogin Fintech	Five-Star Business	Satin Creditcare	Muthoot Microfin	Fusion Fin
Operating Income	270.76	3,319.48	3,354.96	2,479.58	1,784.24
Other Income	30.68	42.58	14.24	12.67	13.98
Total Income	320.81	3,245.97	3,164.33	2,395.49	1,761.29
Interest Expense	27.03	709.12	1,318.42	911.44	555.91
PBT & Exceptional Items	8.87	1,501.36	735.23	352.75	208.54
Operating Expenses	263.98	1,151.59	1,315.55	1,228.06	1,033.77
Exceptional Income/Expenses	-0.78	0.00	0.00	0.00	0.00
Profit before Tax	-1.99	1,462.66	701.11	309.75	200.35
Taxes	0.80	345.63	168.61	64.33	-76.78
Profit after Tax	-2.79	1,117.02	532.50	245.42	277.13
Minority Interest	1.11	0.00	0.02	0.00	0.00
Share of Associate	0.00	0.00	0.00	0.00	0.00
Consolidated Profit	-1.67	1,117.02	532.52	245.42	277.13

Liabilities (₹ Cr)

	Niyogin Fintech	Five-Star Business	Satin Creditcare	Muthoot Microfin	Fusion Fin
Shareholder's Funds	325.14	7,903.44	3,172.78	2,854.31	2,613.85
Minority Interest	1.11	0.00	0.02	0.00	0.00
Non-Current Liabilities	37.65	101.19	124.81	26.12	48.73
Current Liabilities	339.73	8,173.61	12,620.68	9,804.37	6,194.40
Total Liabilities	709.48	15,789.74	14,378.00	12,684.81	8,294.80

Assets (₹ Cr)

	Niyogin Fintech	Five-Star Business	Satin Creditcare	Muthoot Microfin	Fusion Fin
Non-Current Assets	130.40	213.20	183.13	117.84	107.69
Current Assets	538.97	15,869.79	15,639.34	12,380.67	8,714.23
Total Assets	709.48	15,789.74	14,378.00	12,684.81	8,294.80
Contingent Liabilities	0.34	0.28	25.87	0.50	4.55

Cashflow (₹ Cr)

	Niyogin Fintech	Five-Star Business	Satin Creditcare	Muthoot Microfin	Fusion Fin
Cash From Operating Activities	-80.95	-264.28	-973.81	-580.33	1,146.25
Cash Flow from Investing Activities	-62.97	228.38	-122.93	-41.39	12.17
Cash from Financing Activities	124.41	157.06	1,873.34	625.62	-66.63
Net Cash Inflow / Outflow	-19.51	121.15	776.60	3.90	1,091.79

Ratios

Profitability Ratios

	Niyogin Fintech	Five-Star Business	Satin Creditcare	Muthoot Microfin	Fusion Fin
ROCE (%)	5.71	14.79	12.15	9.44	6.28
ROE (%)	-0.51	14.62	17.64	8.83	10.93
ROA (%)	-0.43	7.07	3.70	2.09	3.48
EBIT Margin (%)	-1.80	64.14	59.77	48.74	41.60
Net Margin (%)	-0.92	33.22	15.81	9.85	15.41
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

Growth Ratios

	Niyogin Fintech	Five-Star Business	Satin Creditcare	Muthoot Microfin	Fusion Fin
Revenue Growth (%)	-19.26	8.28	20.56	0.93	-1.50
EBIT Growth (%)	39.27	-1.62	55.44	155.20	647.85
Net Profit Growth (%)	66.59	1.05	296.19	174.47	127.76
EPS Growth (%)	86.77	0.76	296.20	174.47	118.05
Book Value Growth (%)	0.70	17.35	12.51	8.42	49.91

Valuation Ratios

	Niyogin Fintech	Five-Star Business	Satin Creditcare	Muthoot Microfin	Fusion Fin
Price / Earnings	-295.16	10.47	5.03	10.28	8.46
Price / Book Value	1.63	1.48	0.84	0.86	0.90
Dividend Yield (%)	0.00	0.50	0.00	0.00	0.00
EV/EBITDA	83.60	8.23	5.64	8.86	7.93
Market Cap (₹ Cr)	473.92	10,409.34	1,543.23	2,454.40	2,226.60

Solvency Ratios

	Niyogin Fintech	Five-Star Business	Satin Creditcare	Muthoot Microfin	Fusion Fin
Debt to Equity	0.74	0.00	0.00	0.00	0.00
Short term debt to equity ratio	0.43	0.35	1.89	1.85	1.31
Current Ratio	1.59	1.94	1.24	1.26	1.41
Quick Ratio	1.59	1.94	1.24	1.26	1.41
Interest Coverage	0.93	3.06	1.53	1.34	1.36

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.