India Finsec Financials

BSE: 535667

₹237.00

₹-3.00 (-1.25%)

As on 03-Sep-2026IST

Market cap

₹692 Cr

Revenue (TTM)

₹95 Cr

P/E Ratio

42

P/B Ratio

5.1

Div. Yield

0 %

Income Statement (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Operating Income	94.71	71.15	63.70	45.71	23.50	17.74
Other Income	1.96	0.77	0.44	1.25	0.77	0.36
Total Income	96.67	71.92	64.14	46.96	24.27	18.10
Interest Expense	39.79	25.44	23.33	17.13	5.73	4.71
Operating Expenses	21.91	19.91	22.64	21.06	11.54	6.47
Exceptional Income/Expenses	--	--	--	--	--	0.00
Profit before Tax	31.77	23.98	16.08	6.40	5.38	6.44
Taxes	8.58	5.85	3.91	1.80	1.34	1.47
Profit after Tax	23.19	18.13	12.17	4.60	4.04	4.97
Minority Interest	-6.73	-6.37	-4.53	-1.55	1.11	-1.36
Share of Associate	--	--	--	--	--	--
Consolidated Profit	16.46	11.76	7.64	3.06	5.15	3.61

Liabilities (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Shareholder's Funds	129.23	113.84	68.39	60.75	57.71	52.56
Minority Interest	-6.73	47.06	40.69	36.15	27.62	17.71
Non-Current Liabilities	271.28	179.11	160.41	158.67	68.99	45.63
Current Liabilities	136.42	21.52	32.09	21.74	24.90	6.50
Total Liabilities	590.27	363.05	303.56	279.10	180.26	122.90

Assets (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Non-Current Assets	4.34	343.27	286.81	259.47	160.16	98.13
Current Assets	521.49	18.26	14.77	17.84	19.07	24.28
Total Assets	590.27	363.05	303.56	279.10	180.26	122.90
Contingent Liabilities	--	--	--	--	108.00	57.00

Cashflow (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Cash From Operating Activities	--	-28.61	-15.28	-89.94	-41.78	-5.39
Cash Flow from Investing Activities	--	2.98	0.18	0.50	-0.66	-7.80
Cash from Financing Activities	--	35.16	12.83	91.94	40.39	14.44
Net Cash Inflow / Outflow	--	9.53	-2.27	2.50	-2.06	1.24

Financials Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Adjusted EPS (₹)	5.64	4.03	3.06	1.23	2.07	1.45
Cash EPS (₹)	--	7.10	5.72	2.80	2.27	2.18
Adjusted Book Value (₹)	--	39.00	27.42	24.36	23.14	21.07
Dividend per Share (₹)	--	--	--	--	--	--
Cash Flow per Share (₹)	--	-9.80	-6.13	-36.06	-16.75	-2.16
Free Cash Flow per Share (₹)	--	-10.09	-6.59	-37.06	-22.35	-4.31

Profitability Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
ROCE (%)	--	17.87	16.33	12.57	9.02	11.82
ROE (%)	13.12	19.90	18.85	7.77	7.33	9.81
ROA (%)	4.87	5.47	4.21	2.02	2.68	4.51
EBIT Margin (%)	73.48	68.38	61.18	48.75	44.02	60.87
Net Margin (%)	23.99	25.21	18.98	9.80	16.65	27.45
Cash Profit Margin (%)	0.00	29.11	22.39	15.25	24.05	30.65

Growth Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Revenue Growth (%)	29.43	11.69	39.35	94.50	32.48	-1.91
EBIT Growth (%)	36.55	24.84	74.88	115.37	-4.19	27.27
Net Profit Growth (%)	16.74	48.94	164.37	13.95	-18.68	80.79
EPS Growth (%)	32.65	31.50	149.99	-40.67	42.89	103.92
Book Value Growth (%)	--	66.46	12.59	5.26	9.80	7.90

Valuation Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Price / Earnings	42.03	36.86	28.06	16.60	12.15	5.10
Price / Book Value	5.08	3.81	3.13	0.84	1.08	0.35
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	9.76	11.64	9.30	8.05	10.58	5.10
Close Price (₹)	217.40	148.50	85.96	20.35	25.10	7.37
High Price (₹)	256.90	198.95	86.05	46.00	60.75	16.38
Low Price (₹)	125.00	77.00	18.15	18.50	7.72	5.71
Market Cap (₹ Cr)	691.84	433.49	214.40	50.76	62.60	18.38

Solvency Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Debt to Equity	--	1.65	2.68	2.80	1.48	0.97
Short term debt to equity ratio	--	0.06	0.30	0.16	0.27	0.09
Current Ratio	3.82	0.85	0.46	0.82	0.77	3.73
Quick Ratio	3.82	0.85	0.46	0.82	0.77	3.73
Interest Coverage	1.80	1.94	1.69	1.37	1.94	2.37

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.