Market cap
₹666 Cr
Revenue (TTM)
₹95 Cr
P/E Ratio
40.4
P/B Ratio
4.9
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 16.94 | 53.67 | 29.43 | 22.67 | 37.09 |
| EBIT | 23.14 | 62.35 | 36.55 | 34.78 | 42.61 |
| Net Profit | 18.99 | 28.44 | 16.74 | 20.98 | 29.86 |
| EPS | 18.99 | 28.46 | 32.65 | 10.35 | 27.89 |
| Book Value | -- | -- | 42.22 | 19.01 | 14.83 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-25 | Mar-24 |
| EBIT-Margin
| -30.46 | 56.64 | 73.48 | 68.38 | 61.18 |
| Net Margin
| 5.21 | 19.62 | 23.99 | 25.21 | 18.98 |
| Return on equity
| 0.11 | 12.73 | 13.12 | 19.90 | 18.85 |
| Return on Assets
| 0.11 | 3.78 | 4.87 | 5.47 | 4.21 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
India Finsec
|
--
|
17.87
|
16.33
|
12.57
|
9.02
|
|
Peer Median
|
--
|
10.60
|
9.14
|
6.69
|
--
|
ROE
13.12
Higher than Peers by 4.19
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
India Finsec
|
13.12
|
19.90
|
18.85
|
7.77
|
7.33
|
|
Peer Median
|
8.93
|
10.78
|
8.66
|
3.91
|
--
|
ROA
4.87
Higher than Peers by 2.17
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
India Finsec
|
4.87
|
5.47
|
4.21
|
2.02
|
2.68
|
|
Peer Median
|
2.70
|
3.50
|
2.67
|
1.71
|
--
|
EBIT Margin
73.48
Higher than Peers by 3.62
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
India Finsec
|
73.48
|
68.38
|
61.18
|
48.75
|
44.02
|
|
Peer Median
|
69.86
|
61.18
|
97.28
|
57.74
|
--
|
Net Margin
23.99
Higher than Peers by 0.27
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
India Finsec
|
23.99
|
25.21
|
18.98
|
9.80
|
16.65
|
|
Peer Median
|
23.72
|
26.68
|
51.92
|
19.92
|
--
|
Cash Profit Margin
0.00
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
India Finsec
|
0.00
|
29.11
|
22.39
|
15.25
|
24.05
|
|
Peer Median
|
--
|
--
|
0.00
|
0.00
|
--
|
Revenue Growth
29.43
Higher than Peers by 10.87
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
India Finsec
|
29.43
|
11.69
|
39.35
|
94.50
|
32.48
|
|
Peer Median
|
18.55
|
17.06
|
34.70
|
13.78
|
--
|
EBIT Growth
36.55
Higher than Peers by 19.04
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
India Finsec
|
36.55
|
24.84
|
74.88
|
115.37
|
-4.19
|
|
Peer Median
|
17.51
|
15.67
|
38.04
|
29.81
|
--
|
Net Profit Growth
16.74
Lower than Peers by 1.88
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
India Finsec
|
16.74
|
48.94
|
164.37
|
13.95
|
-18.68
|
|
Peer Median
|
18.63
|
11.48
|
49.18
|
49.38
|
--
|
EPS Growth
32.65
Higher than Peers by 25.45
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
India Finsec
|
32.65
|
31.50
|
149.99
|
-40.67
|
42.89
|
|
Peer Median
|
7.20
|
-3.51
|
50.00
|
46.43
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
India Finsec
|
--
|
66.46
|
12.59
|
5.26
|
9.80
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
India Finsec
|
--
|
1.65
|
2.68
|
2.80
|
1.48
|
|
Peer Median
|
--
|
2.00
|
1.60
|
0.41
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
India Finsec
|
--
|
0.06
|
0.30
|
0.16
|
0.27
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
3.82
Higher than Peers by 2.38
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
India Finsec
|
3.82
|
0.85
|
0.46
|
0.82
|
0.77
|
|
Peer Median
|
1.44
|
4.14
|
2.82
|
3.70
|
--
|
Quick Ratio
3.82
Higher than Peers by 2.39
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
India Finsec
|
3.82
|
0.85
|
0.46
|
0.82
|
0.77
|
|
Peer Median
|
1.44
|
1.54
|
1.36
|
1.66
|
--
|
Interest Coverage
1.80
Lower than Peers by 0.12
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
India Finsec
|
1.80
|
1.94
|
1.69
|
1.37
|
1.94
|
|
Peer Median
|
1.92
|
1.98
|
2.17
|
2.17
|
--
|
Valuation
Price / Earnings
40.44
Higher than Peers by 17.91
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
India Finsec
|
40.44
|
36.86
|
28.06
|
16.60
|
12.15
|
|
Peer Median
|
22.53
|
20.09
|
19.35
|
28.54
|
--
|
Price / Book Value
4.89
Higher than Peers by 2.85
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
India Finsec
|
4.89
|
3.81
|
3.13
|
0.84
|
1.08
|
|
Peer Median
|
2.04
|
1.53
|
1.83
|
1.10
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
India Finsec
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.13
|
0.05
|
0.16
|
--
|
--
|
EV/EBITDA
9.41
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
India Finsec
|
9.41
|
11.64
|
9.30
|
8.05
|
10.58
|
|
Peer Median
|
--
|
13.42
|
23.06
|
17.63
|
--
|
Market Cap
666
Lower than Peers by 8,378
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
India Finsec
|
666
|
433
|
214
|
51
|
63
|
|
Peer Median
|
9,044
|
3,133
|
4,482
|
525
|
--
|