India Finsec Peer Comparison

BSE: 535667

₹242.00

₹-7.50 (-3.01%)

As on 17-Sep-2026IST

Market cap

₹706 Cr

Revenue (TTM)

₹95 Cr

P/E Ratio

42.9

P/B Ratio

5.2

Div. Yield

0 %

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	India Finsec	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	706	35,536	29,753	26,031	22,230
Revenue (₹ Cr)	95	404	10,285	5,303	6,380
Net Profit (₹ Cr)	23.19	305.93	1,445.41	1,127.63	1,210.84
Net Margin (%)	23.99	74.72	14.02	21.20	18.97
RoE (%)	13.12	1.41	10.08	16.25	16.14
Price to Earnings	42.92	82.47	20.53	23.08	18.36
Price-To-Book	5.19	1.21	1.85	3.46	2.69

Income Statement (₹ Cr)

	India Finsec	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	94.71	403.54	10,284.59	5,303.14	6,379.52
Other Income	1.96	5.87	25.57	15.03	3.80
Total Income	71.92	306.22	10,031.14	3,250.99	5,756.14
Interest Expense	39.79	0.57	4,204.29	1,922.34	1,966.96
PBT & Exceptional Items	34.98	366.10	2,260.68	1,611.04	1,676.19
Operating Expenses	21.91	42.74	3,845.19	1,784.80	2,740.17
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	0.00
Profit before Tax	31.77	362.26	1,950.48	1,497.38	1,612.11
Taxes	8.58	56.33	505.07	369.75	401.27
Profit after Tax	23.19	305.93	1,445.41	1,127.63	1,210.84
Minority Interest	-6.73	0.00	4.05	0.00	0.00
Share of Associate	0.00	124.96	0.00	0.00	0.00
Consolidated Profit	16.46	430.89	1,449.46	1,127.63	1,210.84

	India Finsec	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	129.23	29,221.16	16,050.74	7,203.48	7,842.25
Minority Interest	-6.73	0.00	4.05	0.00	0.00
Non-Current Liabilities	271.28	3,407.06	141.91	115.58	137.71
Current Liabilities	136.42	23.91	58,360.20	25,356.94	23,950.27
Total Liabilities	363.05	35,100.39	54,550.48	21,485.87	29,334.64

	India Finsec	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	4.34	169.20	1,233.12	446.49	827.99
Current Assets	521.49	32,466.17	72,616.64	32,037.45	30,982.28
Total Assets	363.05	35,100.39	54,550.48	21,485.87	29,334.64
Contingent Liabilities	--	--	196.39	7.21	4.00

	India Finsec	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	-28.61	206.21	-466.57	-4,312.62	1,125.24
Cash Flow from Investing Activities	2.98	-165.99	-124.80	61.87	708.34
Cash from Financing Activities	35.16	-142.63	1,132.34	5,117.65	-1,669.38
Net Cash Inflow / Outflow	9.53	-102.41	540.97	866.90	164.20

	India Finsec	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	17.87	1.21	11.25	11.18	9.55
ROE (%)	13.12	1.41	10.08	16.25	16.14
ROA (%)	4.87	0.91	2.34	4.21	4.05
EBIT Margin (%)	73.48	88.46	59.60	64.20	56.04
Net Margin (%)	23.99	74.72	14.02	21.20	18.97
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	India Finsec	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	29.43	30.99	4.76	50.20	11.86
EBIT Growth (%)	36.55	33.57	33.65	58.09	64.71
Net Profit Growth (%)	21.70	42.45	85.35	95.19	524.34
EPS Growth (%)	32.63	-86.84	68.98	74.92	521.96
Book Value Growth (%)	66.46	3.76	7.66	12.13	5.63

	India Finsec	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	36.86	82.47	19.84	23.08	18.32
Price / Book Value	3.81	1.21	1.85	3.46	2.69
Dividend Yield (%)	0.00	0.48	0.63	0.07	0.00
EV/EBITDA	11.64	95.97	12.43	13.31	11.96
Market Cap (₹ Cr)	433.49	31,951.18	19,684.03	14,056.08	15,214.34

	India Finsec	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	0.00	0.00	2.85	0.00	0.00
Short term debt to equity ratio	0.06	--	2.89	0.98	1.50
Current Ratio	3.82	1,357.85	1.24	1.26	1.29
Quick Ratio	3.82	1,357.85	1.24	1.26	1.29
Interest Coverage	1.80	636.54	1.46	1.78	1.82

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.