Market cap
₹121 Cr
Revenue (TTM)
₹39 Cr
P/E Ratio
14.5
P/B Ratio
1.9
Div. Yield
1.4 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 4.56 | 27.72 | 26.80 | 7.00 | 12.75 |
| EBIT | 13.13 | 27.97 | 24.97 | 6.75 | 12.15 |
| Net Profit | 9.21 | 21.01 | 62.70 | 9.74 | 19.72 |
| EPS | 9.21 | 21.01 | 1.26 | 9.15 | 17.67 |
| Book Value | -- | -- | 12.98 | 12.66 | 11.79 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-25 | Mar-24 |
| EBIT-Margin
| 95.73 | 96.05 | 95.05 | 95.80 | 95.99 |
| Net Margin
| 20.07 | 19.54 | 21.55 | 24.23 | 15.21 |
| Return on equity
| 15.02 | 14.52 | 13.61 | 15.01 | 14.94 |
| Return on Assets
| 2.24 | 2.21 | 1.97 | 2.32 | 2.31 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
KIFS Financial
|
--
|
9.37
|
14.86
|
9.75
|
12.89
|
|
Peer Median
|
--
|
21.07
|
--
|
16.27
|
--
|
ROE
13.61
Lower than Peers by 0.32
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
KIFS Financial
|
13.61
|
15.01
|
14.94
|
15.11
|
16.34
|
|
Peer Median
|
13.93
|
19.15
|
--
|
20.04
|
--
|
ROA
1.97
Lower than Peers by 4.37
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
KIFS Financial
|
1.97
|
2.32
|
2.31
|
2.08
|
2.46
|
|
Peer Median
|
6.35
|
8.61
|
--
|
6.70
|
--
|
EBIT Margin
95.05
Higher than Peers by 58.97
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
KIFS Financial
|
95.05
|
95.80
|
95.99
|
95.40
|
95.90
|
|
Peer Median
|
36.08
|
36.31
|
--
|
24.13
|
--
|
Net Margin
21.55
Higher than Peers by 0.28
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
KIFS Financial
|
21.55
|
24.23
|
15.21
|
20.79
|
18.73
|
|
Peer Median
|
21.27
|
19.21
|
--
|
21.15
|
--
|
Cash Profit Margin
0.00
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
KIFS Financial
|
0.00
|
29.30
|
16.35
|
22.46
|
19.89
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
26.80
Higher than Peers by 0.77
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
KIFS Financial
|
26.80
|
-37.57
|
51.82
|
-6.09
|
56.28
|
|
Peer Median
|
26.03
|
22.63
|
--
|
17.70
|
--
|
EBIT Growth
24.97
Lower than Peers by 2.49
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
KIFS Financial
|
24.97
|
-37.69
|
52.75
|
-6.58
|
54.23
|
|
Peer Median
|
27.45
|
36.04
|
--
|
2.27
|
--
|
Net Profit Growth
62.70
Higher than Peers by 35.68
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
KIFS Financial
|
62.70
|
13.34
|
11.26
|
4.41
|
61.76
|
|
Peer Median
|
27.02
|
41.00
|
--
|
2.88
|
--
|
EPS Growth
1.26
Lower than Peers by 13.19
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
KIFS Financial
|
1.26
|
13.34
|
11.26
|
4.41
|
61.76
|
|
Peer Median
|
14.45
|
26.97
|
--
|
25.00
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
KIFS Financial
|
--
|
12.98
|
12.62
|
12.38
|
13.60
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
KIFS Financial
|
--
|
5.82
|
4.85
|
5.90
|
6.35
|
|
Peer Median
|
--
|
0.21
|
--
|
0.36
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
KIFS Financial
|
--
|
5.82
|
4.85
|
5.90
|
6.35
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.17
Lower than Peers by 1.29
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
KIFS Financial
|
1.17
|
0.53
|
0.05
|
1.16
|
1.15
|
|
Peer Median
|
2.46
|
1.47
|
--
|
1.47
|
--
|
Quick Ratio
1.17
Lower than Peers by 1.29
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
KIFS Financial
|
1.17
|
0.53
|
0.05
|
1.16
|
1.15
|
|
Peer Median
|
2.46
|
2.66
|
--
|
1.70
|
--
|
Interest Coverage
1.44
Lower than Peers by 4.53
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
KIFS Financial
|
1.44
|
1.51
|
1.28
|
1.41
|
1.36
|
|
Peer Median
|
5.97
|
7.52
|
--
|
7.77
|
--
|
Valuation
Price / Earnings
14.53
Lower than Peers by 10.12
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
KIFS Financial
|
14.53
|
13.95
|
21.44
|
16.07
|
41.69
|
|
Peer Median
|
24.65
|
12.41
|
--
|
14.56
|
--
|
Price / Book Value
1.85
Lower than Peers by 0.06
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
KIFS Financial
|
1.85
|
1.97
|
3.02
|
2.29
|
6.41
|
|
Peer Median
|
1.91
|
1.89
|
--
|
2.11
|
--
|
Dividend Yield
1.39
Higher than Peers by 1.11
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
KIFS Financial
|
1.39
|
1.44
|
0.99
|
1.42
|
0.57
|
|
Peer Median
|
0.27
|
0.02
|
--
|
0.10
|
--
|
EV/EBITDA
12.92
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
KIFS Financial
|
12.92
|
8.23
|
8.47
|
12.45
|
15.86
|
|
Peer Median
|
--
|
8.60
|
--
|
7.20
|
--
|
Market Cap
121
Lower than Peers by 3,078
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
KIFS Financial
|
121
|
113
|
153
|
103
|
255
|
|
Peer Median
|
3,200
|
1,641
|
--
|
804
|
--
|